1169 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1169 E Ridgeway Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 880 sqft · built 1956
Lot Size0.177 acres (7,729 sqft)
Owner2 Company Names on Record
Last Sale$121,500 (Mar 2022)
Tax Bill$2,728 (2025)
Deeds & MortgagesMar 2022 Foreclosure
Flood ZoneZone X (minimal risk)
APN8913-35-481-017

Property Details

APN / Parcel Number

Primary APN8913-35-481-017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area880 sqft Living Area
1st Floor Area880 sqft
Basement Area880 sqft
Finished Basement400 sqft
Unfinished Basement880 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area7,729 sqft (0.177 acres)
Lot Dimensions131 ft deep x 59 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1169 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-4025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBELLEVUE ADDITION LOT 69
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBELLEVUE ADDITION
Legal Lot Number69
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2011
Census Tract1200

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4219 BERRY HILL RD, CEDAR FALLS, IA 50613-9008
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Deed Document Number202219155
Record UpdatedSep 20, 2026

March 2022: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBLACK HAWK IA
Recording DateMar 31, 2022
Property Address1169 E RIDGEWAY AVE, WATERLOO, IA 50702-4025
Document Number202200019155
Instrument DateMar 22, 2022
Instrument202200019155
Transaction TypeForeclosure
Record UpdatedApr 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$193.60
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1169 E RIDGEWAY AVE, WATERLOO, IA 50702-4025

Mortgage

Document Number202200019156
DateMar 31, 2022
Instrument202200019156
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,728.00$138,130 (+9.84%) Land $20,240 Building $117,890$138,130 (+9.84%) Land $20,240 Building $117,890
2024$2,728.00 (+18.51%)
2023$125,760 (+19.93%) Land $20,240 Building $105,520$125,760 (+19.93%) Land $20,240 Building $105,520
2022$2,302.00 Homeowner's exemption$104,860 Land $20,240 Building $84,620
2021$104,860 Land $20,240 Building $84,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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