1198 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1198 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,086 sqft Living Area
Lot Size	12,000 sqft (0.275 acres)
Garage	Detached, 576 sqft
Occupancy	Owner Occupied
Tax Bill	$3,614.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8813-03-226-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,086 sqft Living Area
1st Floor	1,086 sqft 1st Floor
Basement Area	1,086 sqft Basement
Finished Basement	700 sqft Finished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,000 sqft (0.275 acres)
Depth X Width	150 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Shed	1 Shed
Deck Area	188 sqft Deck
Patio Area	288 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1198 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-4026
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LINDNER HEIGHTS ADDITION LOT 14
Legal Range	13W
Legal Township	88N
Legal Section	03
Legal Subdivision	LINDNER HEIGHTS ADDITION
Legal Lot Number	14
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1004
Census Tract	1301

Owner

Source: Black Hawk County records · APN 8813-03-226-014

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1198 E RIDGEWAY AVE, WATERLOO, IA 50702-4026
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 Homeowner's exemption	$203,660 (+6.9%) Land $28,560 Building $175,100	$203,660 (+6.9%) Land $28,560 Building $175,100
2024	$3,614.00 (+12.52%)
2023		$190,510 (+22.85%) Land $28,560 Building $161,950	$190,510 (+22.85%) Land $28,560 Building $161,950
2022	$3,212.00 Homeowner's exemption	$155,080 Land $28,560 Building $126,520
2021			$155,080 Land $28,560 Building $126,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.