Kane County property record for 1177 Delta Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,170 sqft · built 1998 |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jun 2004) |
| Tax Bill | $4,907 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28-331-098 |
| Primary APN | 06-28-331-098 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1177 DELTA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW BAY CLUB CONDOMINIUMS (BUILDING 23) UNIT 234-A |
| Legal Subdivision | WILLOW BAY CLUB CONDOS |
| Legal Block | 5 |
| Legal Unit | 234-A |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 851907 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1177 DELTA DR, ELGIN, IL 60123-6585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2004 · Amount on Record |
| Deed Sale | Jun 15, 2004 · Amount on Record |
| Prior Sale | Mar 3, 2003 · Amount on Record |
| Deed Document Number | 200478114 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,907.00 (+13.33%) Homeowner's exemption Senior Citizen's exemption | $80,957 (+8.57%) Land $17,724 Building $63,233 | $242,968 (+8.57%) Land $53,193 Building $189,775 |
| 2024 | $74,567 (+21.39%) Land $16,325 Building $58,242 | $223,791 (+21.44%) Land $48,995 Building $174,796 | |
| 2022 | $4,330.00 (+5.56%) Homeowner's exemption | $61,426 (+7.8%) Land $13,448 Building $47,978 | $184,278 (+7.8%) Land $40,344 Building $143,934 |
| 2021 | $4,102.00 Homeowner's exemption | $56,979 Land $12,573 Building $44,406 | $170,937 Land $37,719 Building $133,218 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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