1. Home
  2. Illinois
  3. Elgin
  4. Delta Dr

1173 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1173 Delta Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1998
OwnerIndividual Name on Record
Last Sale$216,500 (Aug 2021)
Tax Bill$6,089 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-331-096

Property Details

APN / Parcel Number

Primary APN06-28-331-096

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,580 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address1173 DELTA DR
CityELGIN
StateIL
Zip60123-6585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW BAY CLUB CONDOMINIUMS BUILDING 23 UNIT 232-B
Legal SubdivisionWILLOW BAY CLUB CONDOS
Legal Block5
Legal Unit232-B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5002
Census Tract851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1173 DELTA DR, ELGIN, IL 60123-6585
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2021 · Amount on Record
Deed SaleAug 16, 2021 · Amount on Record
Prior SaleJan 11, 2016 · Amount on Record
Deed Document Number202162657
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 16, 2021
Property Address1173 DELTA DR, ELGIN, IL 60123-6585
Document Number0000062657
Map ReferenceDOC 98K20168
Instrument DateAug 2, 2021
Instrument2021K062657
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$216.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1173 DELTA DR, ELGIN, IL 60123-6585

Mortgage

Document Number0000062658
DateAug 16, 2021
Instrument2021K062658
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,089.00 (+15.83%) Homeowner's exemption$87,817 (+8.57%) Land $17,968 Building $69,849$263,556 (+8.57%) Land $53,926 Building $209,631
2024$80,885 (+21.39%) Land $16,550 Building $64,335$242,752 (+21.44%) Land $49,670 Building $193,082
2022$5,257.00 (+4.68%) Homeowner's exemption$66,631 (+6.96%) Land $13,634 Building $52,997$199,893 (+6.96%) Land $40,902 Building $158,991
2021$5,022.00 Homeowner's exemption$62,295 Land $12,747 Building $49,548$186,885 Land $38,241 Building $148,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Starlink
Satellite		280 / 30
Fox Valley Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

Nearby Properties on Delta Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures