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1184 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1184 Delta Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,542 sqft · built 1998
OwnerIndividual Name on File
Last Sale$173,500 (Sep 2017)
Tax Bill$6,014 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-331-087

Property Details

APN / Parcel Number

Primary APN06-28-331-087

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,542 sqft Living Area
Gross Area2,160 sqft
Basement Area618 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1184 DELTA DR
CityELGIN
StateIL
Zip60123-6582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW BAY CLUB CONDOMINIUM (BLDG 10) UNIT 104D
Legal SubdivisionWILLOW BAY CLUB CONDO
Legal Block5
Legal Unit104D
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5000
Census Tract851907

Owner

1184 Delta Dr is owned and occupied by an individual who bought it in September 2017.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1184 DELTA DR, ELGIN, IL 60123-6582
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2017 · Amount on File
Deed SaleSep 28, 2017 · Amount on File
Prior SaleJul 15, 2016 · Amount on File
Deed Document Number201750977
Prior Transfer DateAug 10, 2009
Prior Transfer Doc0000063330
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 28, 2017
Property Address1184 DELTA DR, ELGIN, IL 60123-6582
Document Number0000050977
Instrument DateSep 15, 2017
Instrument50977
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.25
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1184 DELTA DR ELGIN IL 601236582, ELGIN, IL 60123-6582

Mortgage

Document Number50978
DateSep 28, 2017
Instrument50978
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 27, 2047
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1184 Delta Dr was $6,014 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,014.00 Homeowner's exemption$86,833 (+8.57%) Land $17,968 Building $68,865$260,603 (+8.57%) Land $53,926 Building $206,678
2024$79,979 Land $16,550 Building $63,429$240,033 Land $49,670 Building $190,363
2022$5,192.00 (+4.68%) Homeowner's exemption$65,884 (+6.96%) Land $13,634 Building $52,250$197,652 (+6.96%) Land $40,902 Building $156,750
2021$4,960.00 Homeowner's exemption$61,597 Land $12,747 Building $48,850$184,791 Land $38,241 Building $146,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1184 Delta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1184 Delta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Starlink
Satellite		280 / 30
Fox Valley Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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