1177 4th St, Elko, NV 89801 Property Records

Elko County property record for 1177 4th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,306 sqft · built 1978
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jun 2021)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-058-012`

Property Details

APN / Parcel Number

Primary APN	`001-058-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,306 sqft Living Area
Gross Area	2,592 sqft
Basement Area	1,286 sqft

Exterior

Year Built	Built 1978
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.171 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1177 4TH ST
City	ELKO
State	NV
Zip	89801-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	99
Legal Lot Number	1-3 2
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1018
Census Tract	950900

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1177 4TH ST, ELKO, NV 89801-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 10, 2021	Bargain and Sale Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 10, 2020	Bargain and Sale Deed, Transfer
Jul 6, 2017	Quit Claim Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jun 10, 2021
Deed Document Number	788730
Record Updated	Jun 8, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 10, 2021
Property Address	1177 4TH ST, ELKO, NV 89801-3141
Document Number	0000788730
Instrument Date	Jun 8, 2021
Instrument	788730
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 SKYLINE DR, 486, ELKO, NV 89801-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1177 4TH ST, ELKO, NV 89801-3141

Mortgage

Document Number	0000788731
Date	Jun 10, 2021
Instrument	788731

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 10, 2021
Property Address	1177 4TH ST, ELKO, NV 89801-3141
Document Number	0000788729
Instrument Date	Jun 7, 2021
Instrument	788729
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	486 SKYLINE DR, 486, ELKO, NV 89801-5025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	486 SKYLINE DR, ELKO, NV 89801-5025

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1177 4TH ST, ELKO, NV 89801-3141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000758473
Date	Aug 26, 2019
Instrument	758473

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1177 4TH ST, ELKO, NV 89801-3141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000768832
Date	May 22, 2020
Instrument	768832

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2049

December 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 10, 2020
Property Address	1177 4TH ST, ELKO, NV 89801-3141
Document Number	0000778256
Instrument Date	Dec 10, 2020
Instrument	778256
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1177 4TH ST, 1177, ELKO, NV 89801-3141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 4TH ST, ELKO, NV 89801-3141

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jul 6, 2017
Property Address	1177 4TH ST, ELKO, NV 89801-3141
Document Number	0000727812
Instrument Date	Jun 16, 2017
Instrument	727812
Transaction Type	Transfer
Record Updated	Jul 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1177 4TH ST ELKO NV 898013141, ELKO, NV 89801-3141

Mortgage

Document Number	727813
Date	Jul 6, 2017
Instrument	727813

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,385.00 (+12.51%)	$47,577 (+37.25%) Land $19,950 Building $27,627	$135,934 (+37.25%) Land $57,000 Building $78,934
2023	$1,231.00 (+7.98%)	$34,664 (+11.43%) Land $6,930 Building $27,734	$99,040 (+11.43%) Land $19,800 Building $79,240
2022	$1,140.00	$31,109 Land $6,930 Building $24,179	$88,883 Land $19,800 Building $69,083

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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