1262 4th St, Elko, NV 89801 Property Records

Elko County property record for 1262 4th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,005 sqft · built 1930
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jun 2020)
Tax Bill	$620 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-056-013`

Property Details

APN / Parcel Number

Primary APN	`001-056-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,615 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1262 4TH ST
City	ELKO
State	NV
Zip	89801-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5 A PARCEL COMPRISED OF PORTIONS OF DESCRIBED AS FOLLOWS: BEG AT THE MOST SLY COR OF LOT 12, AS COR 1; TH: NWLY ALONG THE SW SIDE LINE OF LOT 12 60.00 TO COR 2; TH: AT RIGHT ANGLES NELY 60.00 TO COR 3; TH: AT RIGHT ANGLES SELY 60.
Legal Subdivision	FIRST ADDITION
Legal Block	111
Legal Lot Number	10
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1009
Census Tract	950900

Owner

1262 4th St is owned and occupied by an individual who bought it in June 2020.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1262 4TH ST, ELKO, NV 89801-3144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Bargain and Sale Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jun 30, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Jun 30, 2020	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Jun 30, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Jun 30, 2020 · Amount on File
Deed Document Number	2020770459
Prior Transfer Date	Apr 4, 2012
Prior Transfer Doc	0000770457
Record Updated	Oct 29, 2026

June 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2020
Property Address	1262 4TH ST, ELKO, NV 89801-3144
Document Number	0000770459
Instrument Date	Jun 2, 2020
Instrument	770459
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	WFG NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	369 ASH ST, 369, ELKO, NV 89801-3119

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1262 4TH ST, ELKO, NV 89801-3144

Mortgage

Document Number	0000770460
Date	Jun 30, 2020
Instrument	770460

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Mortgage

Document Number	0000770461
Date	Jun 30, 2020
Instrument	770461

Lender

Name	NEVADA RURAL HOUSING AUTHORITY
Type	Government Agency
Address	CARSON CITY, NV 89701

Agreement

Amount	Amount on Record

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2020
Property Address	1262 4TH ST, ELKO, NV 89801-3144
Document Number	0000770458
Instrument Date	Jun 2, 2020
Instrument	770458
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	369 ASH ST ELKO NV 898013119, ELKO, NV 89801-3119

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2020
Property Address	1262 4TH ST, ELKO, NV 89801-3144
Document Number	0000770456
Instrument Date	Jan 29, 2020
Instrument	770456
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$56.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	369 ASH ST ELKO NV 898013119, ELKO, NV 89801-3119

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2020
Property Address	1262 4TH ST, ELKO, NV 89801-3144
Document Number	0000770457
Instrument Date	Apr 4, 2012
Instrument	770457
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	369 ASH ST ELKO NV 898013119, ELKO, NV 89801-3119

Tax Assessment & Valuation

The 2026 property tax bill for 1262 4th St was $620, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$620.00 (+2.99%)	$25,900 (-0.03%) Land $12,600 Building $13,300	$74,000 (-0.03%) Land $36,000 Building $38,000
2025	$602.00	$25,908 Land $12,600 Building $13,308	$74,023 Land $36,000 Building $38,023
2023	$533.00 (+2.9%)	$16,870 (+13.89%) Land $4,725 Building $12,145	$48,200 (+13.89%) Land $13,500 Building $34,700
2022	$518.00	$14,813 Land $4,725 Building $10,088	$42,323 Land $13,500 Building $28,823

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1262 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1262 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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