11765 Rustic Ridge Ct, Sparks, NV 89441 Property Records

Washoe County property record for 11765 Rustic Ridge Ct, Sparks, NV 89441

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,636 sqft · built 2017
Lot Size	0.423 acres (18,461 sqft)
Owner	Individual Name on Record
Last Sale	$471,126 (Sep 2017)
Tax Bill	$6,423 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Sep 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`534-642-06`

Property Details

APN / Parcel Number

Primary APN	`534-642-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,636 sqft Living Area
1st Floor Area	2,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	18,461 sqft (0.423 acres)
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11765 RUSTIC RIDGE CT
City	SPARKS
State	NV
Zip	89441-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	DONOVAN RANCH PHASE 4 LOT 407
Legal Range	20
Legal Township	21
Legal Section	24
Legal Subdivision	DONOVAN RANCH PHASE 4
Legal Lot Number	407
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2026
Census Tract	3516

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11765 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 18, 2017	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 18, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Deed Document Number	4745545
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11765 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11765 RUSTIC RIDGE CT, SPANISH SPRINGS, NV 89441-7901

Mortgage

Document Number	0005199916
Date	Jul 1, 2021
Instrument	5199916

Lender

Name	UMPQUA BANK
Type	Bank
Address	RENO, NV 89502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 18, 2017
Property Address	11765 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0004745546
Instrument Date	Sep 18, 2017
Instrument	4745546
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11765 RUSTIC RIDGE CT SPARKS NV 89441, SPARKS, NV 89441

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 18, 2017
Property Address	11765 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0004745545
Instrument Date	Sep 11, 2017
Instrument	4745545
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,933.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11765 RUSTIC RIDGE CT SPARKS NV 89441, SPARKS, NV 89441

Mortgage

Document Number	4745547
Date	Sep 18, 2017
Instrument	4745547

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,423.00 (+11.14%)	$208,280 (+6.42%) Land $52,395 Building $155,885	$595,085 (+6.43%) Land $149,700 Building $445,385
2023	$5,779.00	$195,706 Land $48,755 Building $146,951	$559,159 Land $139,300 Building $419,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 86% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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