11725 Rustic Ridge Ct, Sparks, NV 89441 Property Records

Washoe County property record for 11725 Rustic Ridge Ct, Sparks, NV 89441

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,343 sqft · built 2017
Lot Size	0.326 acres (14,208 sqft)
Owner	Company Name on File
Last Sale	$700,000 (Sep 2023)
Tax Bill	$5,103 (2025)
Deeds & Mortgages	Sep 2023 Sale Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`534-642-02`

Property Details

APN / Parcel Number

Primary APN	`534-642-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,343 sqft Living Area
1st Floor Area	2,343 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,208 sqft (0.326 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11725 RUSTIC RIDGE CT
City	SPARKS
State	NV
Zip	89441-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	DONOVAN RANCH PHASE 4 LOT 403
Legal Range	20
Legal Township	21
Legal Section	24
Legal Subdivision	DONOVAN RANCH PHASE 4
Legal Lot Number	403
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2026
Census Tract	3516

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Co-owner	Co-owner on File
Mailing Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Bargain and Sale Deed, Transfer TICOR TITLE- RENO, TICOR TITLE RENO
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 13, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Oct 13, 2017 · Amount on File
Deed Document Number	5409182
Record Updated	Jun 8, 2026

September 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 29, 2023
Property Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0005409182
Map Reference	FILE 4629768
Instrument Date	Sep 19, 2023
Instrument	5409182
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount on Record
Tax	$2,870.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005116685
Date	Dec 15, 2020
Instrument	5116685

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004991134
Date	Jan 14, 2020
Instrument	4991134

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Oct 13, 2017
Property Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0004753481
Map Reference	MAP5178 FILE4629768
Instrument Date	Oct 11, 2017
Instrument	4753481
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11725 RUSTIC RIDGE CT, SPARKS, NV 89441-7901

Mortgage

Document Number	0004753482
Date	Oct 13, 2017
Instrument	4753482

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,103.00 (+6.07%)	$196,069 (+6.39%) Land $52,395 Building $143,674	$560,198 (+6.39%) Land $149,700 Building $410,498
2023	$4,811.00 (+3%)	$184,291 (+18.82%) Land $48,755 Building $135,536	$526,546 (+18.82%) Land $139,300 Building $387,246
2022	$4,671.00	$155,100 Land $42,875 Building $112,225	$443,142 Land $122,500 Building $320,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 86% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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