Charlotte County property record for 1175 Navigator Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,884 sqft · built 2005 |
| Lot Size | 1.15 acres (50,421 sqft) |
| Owner | Individual Name on File |
| Last Sale | $21,000 (Feb 2020) |
| Tax Bill | $2,877 (2025) |
| Deeds & Mortgages | Dec 2020 Sale Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 402309230009 |
| Primary APN | 402309230009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,884 sqft Living Area |
| Gross Area | 2,845 sqft |
| 1st Floor Area | 1,884 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 50,421 sqft (1.15 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 28 sqft |
| Porch | Slab |
| Porch Area | 179 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952623164107 |
|---|---|
| Street Address | 1175 NAVIGATOR RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF15 |
| Legal Description | PUNTA GORDA ISLES SEC 23 BLK 652 LT 1 755/382 2210/425 2538/1753 2939/1134 4539/1473 PGI 023 0655 0012 PUNTA GORDA ISLES SEC 23 BLK 655 LT 12 755/388 2210/431 2939/1134 3648/441 4539/2004 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 09 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 652 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20101 |
1175 Navigator Rd is owned and occupied by an individual who bought it in February 2020.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1175 NAVIGATOR RD, PUNTA GORDA, FL 33983-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Feb 14, 2020 | Warranty Deed, Transfer BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2020 · Amount on File |
| Deed Sale | Feb 17, 2020 · Amount on File |
| Prior Sale | Feb 14, 2020 · Amount on File |
| Deed Document Number | 20202786691 |
| Deed Book / Page | 4539 / 2004 |
| Prior Transfer Date | Apr 3, 2012 |
| Prior Transfer Doc | 0036480441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 18, 2020 |
| Property Address | 1175 NAVIGATOR RD, PUNTA GORDA, FL 33983-6326 |
| Document Number | 0046792161 |
| Book / Page | 004679 / 002161 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2884811 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1175 NAVIGATOR RD #R PORT CHARLOTTE FL 339836326, R, PORT CHARLOTTE, FL 33983-6326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 14, 2020 |
| Property Address | 1175 NAVIGATOR RD, PUNTA GORDA, FL 33983-6326 |
| Document Number | 0045391473 |
| Book / Page | 004539 / 001473 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 2786500 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 510605 PUNTA GORDA FL 339510605, PUNTA GORDA, FL 33951-0605 |
The 2025 property tax bill for 1175 Navigator Rd was $2,877 with a homeowner's exemption, down 39.7% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,877.00 (-39.7%) Homeowner's exemption | $230,754 | $437,901 Land $113,050 Building $324,851 |
| 2024 | $4,771.00 (+0.91%) | ||
| 2023 | $4,728.00 (+14.01%) Homeowner's exemption | $217,719 (+3%) | $544,394 (+16.67%) Land $147,000 Building $397,394 |
| 2022 | $4,147.00 Homeowner's exemption | $211,378 | $466,625 Land $113,050 Building $353,575 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1175 Navigator Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 30 units insured incl. 8 condo units |
| Nearby Flood Claims | 10 (2004–2022) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1175 Navigator Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures