1174 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1174 Navigator Rd, Punta Gorda, FL 33983

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,612 sqft · built 2020
Lot Size0.473 acres (20,580 sqft)
OwnerTrust Name on File
Last Sale$30,100 (Sep 2019)
Tax Bill$8,159 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2020 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN402309231003

Property Details

APN / Parcel Number

Primary APN402309231003
Alternative APNs
  • 00952623166908
  • 10004612765

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area2,612 sqft Living Area
Gross Area3,576 sqft
1st Floor Area2,612 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area20,580 sqft (0.473 acres)
Garage TypeAttached
Garage Area630 sqft
DrivewayDriveway
Driveway Area839 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952623166908
Street Address1174 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6327
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF15
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK653 LT 9 629/544 820/1758 943/670 2107/1305 2274/1388 2939/1134 3753/1586 4227/1450 4432/1533 4480/1578 4572/1328 4572/1330
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block653
Legal Lot Number9
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1009
Census Tract20101

Owner

1174 Navigator Rd, a duplex, is held in a trust since September 2019.

Source: Charlotte County records, as of August 7, 2026

Owner of RecordTrust Name on File
Mailing Address1968 S COAST HWY, LAGUNA BEACH, CA 92651-3681
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANKLIN LOAN CENTER
May 7, 2020Warranty Deed, Transfer
ATTORNEY ONLY
May 7, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Sep 10, 2019Warranty Deed, Transfer
FIRST INT'L TITLE
Apr 30, 2019Warranty Deed, Transfer
SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS
Aug 8, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2019 · Amount on File
Deed SaleSep 10, 2019 · Amount on File
Prior SaleApr 30, 2019 · Amount on File
Deed Document Number20192742151
Deed Book / Page4480 / 1578
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1174 NAVIGATOR RD, PUNTA GORDA, FL 33983-6327
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13109 DEWEY ST, LOS ANGELES, CA 90066-1715

Mortgage

Document Number0048511957
DateOct 1, 2021
Book Page4851/1957
Instrument3004957
Lender
NameFRANKLIN LOAN CENTER
TypeMortgage Company
AddressPALM DESERT, CA 92260
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 7, 2020
Property Address1174 NAVIGATOR RD, PUNTA GORDA, FL 33983-6327
Document Number0045721328
Book / Page004572 / 001328
Instrument DateApr 14, 2020
Instrument2809770
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2554 LINCOLN BLVDNO 479 VENICE CA 90291, VENICE, CA 90291

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 7, 2020
Property Address1174 NAVIGATOR RD, PUNTA GORDA, FL 33983-6327
Document Number0045721330
Book / Page004572 / 001330
Instrument DateMar 19, 2020
Instrument2809771
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address2554 LINCOLN BLVD #479 VENICE CA 902915043, 479, VENICE, CA 90291-5043

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 10, 2019
Property Address1174 NAVIGATOR RD, PUNTA GORDA, FL 33983-6327
Document Number0044801578
Book / Page004480 / 001578
Instrument DateSep 9, 2019
Instrument2742151
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount on Record
Tax$210.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address205 STOREY BLVD #200 CHEYENNE WY 820093566, 200, CHEYENNE, WY 82009-3566

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 30, 2019
Property Address1174 NAVIGATOR RD, PUNTA GORDA, FL 33983-6327
Document Number0044321533
Book / Page004432 / 001533
Instrument DateApr 30, 2019
Instrument2705179
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanySUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

AmountAmount on Record
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1845 CHICAGO AVE #C RIVERSIDE CA 925072366, C, RIVERSIDE, CA 92507-2366

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 8, 2017
Property Address1174 NAVIGATOR RD, PUNTA GORDA, FL 33983-6327
Document Number0042271450
Book / Page004227 / 001450
Instrument DateAug 7, 2017
Instrument2544313
Transaction TypeTransfer
Record UpdatedAug 23, 2017

Transaction

AmountAmount on Record
Tax$70.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address398 E DANIA BEACH BLVD #194 DANIA BEACH FL 330043051, 194, DANIA BEACH, FL 33004-3051
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1174 Navigator Rd was $8,159.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,159.00$435,234 Land $45,900 Building $389,334$435,234 Land $45,900 Building $389,334
2023$7,763.00 (+12.85%)$335,437 (-15.81%)$453,515 (+13.83%) Land $58,500 Building $395,015
2022$6,879.00$398,418 Land $33,660 Building $364,758$398,418 Land $33,660 Building $364,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1174 Navigator Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 units insured
incl. 8 condo units
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1174 Navigator Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

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