1164 Navigator Rd, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1164 Navigator Rd, Punta Gorda, FL 33983

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.472 acres (20,580 sqft)
Owner2 Individual Names on File
Tax Bill$406 (2025)
Flood ZoneZone X (minimal risk)
APN40-23-09-231-002

Property Details

APN / Parcel Number

Primary APN40-23-09-231-002
Alternative APNs
  • 0095262-316700-6
  • 10004612764

Exterior

Lot Area20,580 sqft (0.472 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004612764
Old Parcel Number00952623167006
Street Address1164 NAVIGATOR RD
CityPUNTA GORDA
StateFL
Zip33983-6327
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeRMF15
Legal DescriptionPGI 023 0653 0010 PUNTA GORDA ISLES SEC23 BLK653 LT10 837/1662-73 1006/17 1358/406 1992/1003 2939/1134
Legal Range23E
Legal Township40S
Legal Section09
Legal SubdivisionPUNTA GORDA ISLES
Legal Block653
Legal Lot Number10
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1009
Census Tract20101

Owner

1164 Navigator Rd, a residential property, is owned by two individuals who acquired it in March 2006.

Source: Charlotte County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Mailing Address3531 NW 71ST ST, COCONUT CREEK, FL 33073-4808
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2006
Deed SaleMar 29, 2006
Prior SaleAug 8, 1994 · Amount on File
Deed Document Number1534682
Prior Transfer DateJan 23, 2002
Prior Transfer Doc0199201003
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1164 Navigator Rd was $406.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$406.00$7,937$63,000 Land $63,000
2023$947.00 (+38.86%)$6,559 (-83.3%)$68,250 (+73.8%) Land $68,250
2022$682.00$39,270 Land $39,270$39,270 Land $39,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1164 Navigator Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 units insured
incl. 8 condo units
Nearby Flood Claims10 (2004–2022)
Claims Outside the SFHA7 of 10
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1164 Navigator Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Navigator Rd

Nearby Streets

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