Kent County property record for 11742 Echo Ridge Dr NE, Sparta, MI 49345
| Property Type | Condominium |
|---|---|
| Details | 2.5 ba · 2,140 sqft · built 2013 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-10-477-065 |
| Primary APN | 41-06-10-477-065 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| Basement Area | 960 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Lot Area | 30,013 sqft (0.689 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11742 ECHO RIDGE DR NE |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-8121 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | 410610477065 UNIT 65 * RIDGE WATER ESTATES KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 681 INSTRUMENT NO. 20040907-0121084 |
| Legal Subdivision | RIDGE WATER ESTATES KENT COUNTY CONDOMIN |
| Legal Unit | 65 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10601 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11742 ECHO RIDGE DR NE, SPARTA, MI 49345-8121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI LAKE MI CU |
| Jun 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 11742 ECHO RIDGE DR NE, SPARTA, MI 49345-8121 |
| Document Number | 0000020341 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11742 ECHO RIDGE DR NE SPARTA MI 493458121, SPARTA, MI 49345-8121 |
| Document Number | 0000020341 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 20341 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 11742 ECHO RIDGE DR NE, SPARTA, MI 49345-8121 |
| Document Number | 0000049889 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 11742 ECHO RIDGE DR NE SPARTA MI 493458121, SPARTA, MI 49345-8121 |
| Document Number | 0000049889 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 49889 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 27, 2023 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Algoma Township |
| Unified School District | Cedar Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,000 (-4.69%) | $366,000 (-4.69%) | |
| 2025 | $3,530.00 (+15.36%) Homeowner's exemption | $192,000 (+18.52%) | $384,000 (+18.52%) |
| 2023 | $162,000 | $324,000 | |
| 2021 | $3,060.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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