11734 Echo Ridge Dr NE, Sparta, MI 49345 Property Records

Kent County property record for 11734 Echo Ridge Dr NE, Sparta, MI 49345

Property Summary

Property TypeCondominium
Lot Size0.694 acres (30,231 sqft)
OwnerIndividual Name on Record
Last Sale$4,000 (May 2021)
Tax Bill$4,113 (2025)
Deeds & MortgagesMay 2021 Transfer
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-06-10-477-066

Property Details

APN / Parcel Number

Primary APN41-06-10-477-066

Exterior

Architectural StyleCondo/Apartment
Lot Area30,231 sqft (0.694 acres)

Location & Zoning

Street Address11734 ECHO RIDGE DR NE
CitySPARTA
StateMI
Zip49345-8121
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePUD
Legal Description410610477066 UNIT 66 * RIDGE WATER ESTATES KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 681 INSTRUMENT NO. 20040907-0121084
Legal SubdivisionRIDGE WATER ESTATES KENT COUNTY CONDOMIN
Legal Unit66
JurisdictionKENT MI
Township / Civil DivisionALGOMA
Census Block Group1
Census Block1044
Census Tract10601

Owner

Source: Kent County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11734 ECHO RIDGE DR NE, SPARTA, MI 49345-8121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Quit Claim Deed, Transfer
STAR TITLE SERVICES, STAR TITLE AGCY
May 6, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021 · Amount on Record
Deed SaleMay 6, 2021 · Amount on Record
Prior SaleMay 6, 2021 · Amount on Record
Deed Document Number202153605
Prior Transfer DateApr 9, 2021
Prior Transfer Doc0000053605
Record UpdatedSep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateMay 6, 2021
Property Address11734 ECHO RIDGE DR NE, SPARTA, MI 49345-8121
Document Number0000053605
Instrument DateApr 9, 2021
Instrument53605
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySTAR TITLE SERVICES, STAR TITLE AGCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11734 ECHO RIDGE DR NE SPARTA MI 493458121, SPARTA, MI 49345-8121

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateMay 6, 2021
Property Address11734 ECHO RIDGE DR NE, SPARTA, MI 49345-8121
Document Number0000053604
Map ReferenceDOC 20040907-0121084
Instrument DateApr 9, 2021
Instrument20210506-0053604
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySTAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,717.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11734 ECHO RIDGE DR NE, 11734, SPARTA, MI 49345-8121

Transferred To (Grantee/Buyer)

NameVerified Name
Address11734 ECHO RIDGE DR NE, SPARTA, MI 49345-8121

Mortgage

Document Number0000053606
DateMay 6, 2021
Instrument20210506-0053606
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address11734 ECHO RIDGE DR NE, SPARTA, MI 49345-8121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094083
DateOct 9, 2020
Instrument202010090094083
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueNov 1, 2047

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address11734 ECHO RIDGE DR NE, SPARTA, MI 49345-8121
Document Number0000005456
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11734 ECHO RIDGE DR NE SPARTA MI 493458121, SPARTA, MI 49345-8121

Mortgage

Document Number0000005456
DateJan 17, 2020
Instrument5456
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 16, 2050

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionAlgoma Township
Unified School DistrictCedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,113.00 (+12.59%) Homeowner's exemption$193,200 (+13.05%)$386,400 (+13.05%)
2023$170,900$341,800
2021$3,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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