Kent County property record for 11737 Echo Ridge Dr NE, Sparta, MI 49345
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,608 sqft · built 2013 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,607 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-06-10-477-064 |
| Primary APN | 41-06-10-477-064 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,608 sqft Living Area |
| Basement Area | 1,582 sqft |
| Finished Basement | 672 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Lot Area | 30,013 sqft (0.689 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 11737 ECHO RIDGE DR NE |
|---|---|
| City | SPARTA |
| State | MI |
| Zip | 49345-8122 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PUD |
| Legal Description | 410610477064 UNIT 64 * RIDGE WATER ESTATES KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO. 681 INSTRUMENT NO. 20040907-0121084 |
| Legal Subdivision | RIDGE WATER ESTATES KENT COUNTY CONDOMIN |
| Legal Unit | 64 |
| Jurisdiction | KENT MI |
| Township / Civil Division | ALGOMA |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 10601 |
11737 Echo Ridge Dr NE, a condominium, is owned and occupied by an individual who acquired it in July 2024.
Source: Kent County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Apr 13, 2018 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 21, 2016 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2013 |
| Deed Sale | Jun 20, 2013 |
| Deed Document Number | 201366047 |
| Last Transfer Date | Jul 31, 2024 |
| Transfer Doc | 0000064701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Document Number | 0000058264 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 20231010-0058264 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Oct 25, 2021 |
| Property Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Document Number | 0000116165 |
| Map Reference | DOC 20040907-0121084 |
| Instrument Date | Oct 5, 2021 |
| Instrument | 20211025-0116165 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Document Number | 0000116166 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 20211025-0116166 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028471 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 20180413-0028471 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 11737 ECHO RIDGE DR NE, SPARTA, MI 49345-8122 |
| Document Number | 0000007754 |
| Instrument Date | Dec 21, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Address | 11737 ECHO RIDGE DR NE SPARTA MI 493458122, SPARTA, MI 49345-8122 |
| Document Number | 0000007754 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 7754 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2047 |
The 2025 property tax bill for 11737 Echo Ridge Dr NE was $3,607.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Algoma Township |
| Unified School District | Cedar Springs Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,000 (+15.91%) | $462,000 (+15.91%) | |
| 2025 | $3,607.00 Homeowner's exemption | $199,300 | $398,600 |
| 2023 | $176,300 | $352,600 | |
| 2021 | $3,127.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11737 Echo Ridge Dr NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11737 Echo Ridge Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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