1174 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1174 Deer Moss Loop, Niceville, FL 32578 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 2021
Lot Size	0.364 acres (15,899 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Mar 2021)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3444-7`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3444-7`
Alternative APN	`11-1S-22-3000-0000-1080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,520 sqft Heated Area
Gross Area	3,551 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	15,899 sqft (0.364 acres)
Garage Type	Finished
Porch	Open Porch
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1174 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 108
Legal Range	22
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK PH
Legal Phase	1A
Legal Lot Number	108
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County records · APN C56-001-127-3444-7

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1174 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Aug 26, 2020	Warranty Deed, Construction Loan · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	3437549
Deed Book / Page	3531 / 4564
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 12, 2021
Property Address	1174 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035314564
Book / Page	3531 / 4564
Map Reference	MB 29 PG 36-38
Instrument Date	Mar 05, 2021
Instrument	3437549
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0035314566
Date	Mar 12, 2021
Instrument	3531/4566

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 26, 2020
Property Address	1174 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034864887
Book / Page	3486 / 4887
Map Reference	MB 29 PG 36-38
Instrument Date	Aug 24, 2020
Instrument	3385644
Transaction Type	Construction Loan
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,043.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003C JOHN SIMS PKWY E, 1003C, NICEVILLE, FL 32578-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343
Investor	Possibly a Property Investor

Mortgage

Document Number	0034864889
Date	Aug 26, 2020
Instrument	3486/4889

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,248.00 (+5.22%) Homeowner's exemption	$641,514 (+2.19%) Land $126,785 Building $514,729	$641,514 (-0.71%) Land $126,785 Building $514,729
2023	$7,839.00 (+9.07%) Homeowner's exemption	$627,758 (+7.02%)	$646,125 (+10.15%) Land $125,580 Building $520,545
2022	$7,187.00 Homeowner's exemption	$586,560 Land $119,600 Building $466,960	$586,560 Land $119,600 Building $466,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910209002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 86 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012, other causes

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 510 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Lumen Technologies	Fiber	2,000 / 1,000
Cox Communications	Fiber	2,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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