1168 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1168 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,441 sqft · built 2020
Lot Size	0.243 acres (10,607 sqft)
Owner	Individual Name on File
Last Sale	$555,200 (Dec 2020)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3441-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3441-3`
Alternative APN	`11-1S-22-3000-0000-1050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,441 sqft Heated Area
Gross Area	3,460 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	10,607 sqft (0.243 acres)
Garage Type	Finished
Garage Area	592 sqft
Porch	Open Porch
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1168 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 105
Legal Range	22
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK PH
Legal Phase	1A
Legal Lot Number	105
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit LOWER LLC
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Aug 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage PROGRESS BANK & TRUST
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage PENTAGON FCU
Feb 5, 2020	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	3414064
Deed Book / Page	3511 / 2494
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0003800861
Date	Feb 25, 2026
Instrument	3800861

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8621 ROBERT FULTON DR, COLUMBIA, MD 21046-2620

Mortgage

Document Number	0036853937
Date	Jul 31, 2023
Book Page	3685/3937
Instrument	3638583

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 YELLOW PINE CT, NICEVILLE, FL 32578-2350

Mortgage

Document Number	0035204190
Date	Jan 26, 2021
Book Page	3520/4190
Instrument	3424601

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LANMAN RD, NICEVILLE, FL 32578-3622

Mortgage

Document Number	0034833369
Date	Aug 14, 2020
Book Page	3483/3369
Instrument	3382195

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 10, 2020
Property Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035112494
Book / Page	3511 / 2494
Map Reference	MB 29 PG 36-38
Instrument Date	Dec 7, 2020
Instrument	3414064
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,886.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0035112496
Date	Dec 10, 2020
Instrument	3511/2496

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2020
Property Address	1168 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034422440
Book / Page	3442 / 2440
Map Reference	MB 29 PG 36-38
Instrument Date	Feb 3, 2020
Instrument	3335278
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1003C JOHN SIMS PKWY E, 1003C, NICEVILLE, FL 32578-2712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1343, NICEVILLE, FL 32588-1343
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00 (+9.5%) Homeowner's exemption	$505,091 (+5.99%)	$611,063 (-0.82%) Land $126,785 Building $484,278
2023	$5,823.00 (+4.73%) Homeowner's exemption	$476,559 (+3%)	$616,140 (+5.75%) Land $125,580 Building $490,560
2022	$5,560.00 Homeowner's exemption	$462,679	$582,623 Land $119,600 Building $463,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Lumen Technologies Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Moss Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures