1172 Deer Moss Loop, Niceville, FL 32578 Property Records

Okaloosa County property record for 1172 Deer Moss Loop, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,119 sqft · built 2021
Lot Size	0.271 acres (11,834 sqft)
Owner	Individual Name on File
Last Sale	$699,900 (Aug 2021)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-001-127-3443-9`

Property Details

APN / Parcel Number

Primary APN	`C56-001-127-3443-9`
Alternative APN	`11-1S-22-3000-0000-1070`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,119 sqft Heated Area
Gross Area	3,884 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	11,834 sqft (0.271 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1172 DEER MOSS LOOP
City	NICEVILLE
State	FL
Zip	32578-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARTFIELD AT DEER MOSS CREEK PH 1A LOT 107
Legal Range	22
Legal Section	11
Legal Subdivision	HARTFIELD AT DEER MOSS CREEK PH
Legal Phase	1A
Legal Lot Number	107
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

1172 Deer Moss Loop is owned and occupied by an individual who bought it in August 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1172 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Warranty Deed, Transfer · VA Mortgage PRIMELENDING
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on File
Deed Sale	Aug 20, 2021 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	3482177
Deed Book / Page	3568 / 2786
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 20, 2021
Property Address	1172 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0035682786
Book / Page	3568 / 2786
Map Reference	MB 29 PG 36-38
Instrument Date	Aug 13, 2021
Instrument	3482177
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,899.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 686, BAKER, FL 32531-0686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 DEER MOSS LOOP, NICEVILLE, FL 32578-3429

Mortgage

Document Number	0035682790
Date	Aug 20, 2021
Instrument	3568/2790

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 27, 2020
Property Address	1172 DEER MOSS LOOP, NICEVILLE, FL 32578-3429
Document Number	0034872634
Book / Page	003487 / 002634
Instrument Date	Aug 26, 2020
Instrument	3386242
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$833.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 686 BAKER FL 325310686, BAKER, FL 32531-0686
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1172 Deer Moss Loop was $8,904 with exemptions applied.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,904.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$699,272 Land $126,785 Building $572,487	$699,272 Land $126,785 Building $572,487
2023	$8,509.00 (+4.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$688,010 (+3%)	$705,487 (+5.62%) Land $125,580 Building $579,907
2022	$8,125.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$667,971 Land $119,600 Building $548,371	$667,971 Land $119,600 Building $548,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1172 Deer Moss Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1172 Deer Moss Loop is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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