11731 97th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 11731 97th St, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,200 sqft · built 2000
Lot Size2.54 acres (110,642 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jan 2025)
Tax Bill$3,214 (2026)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN12-024-0801

Property Details

APN / Parcel Number

Primary APN12-024-0801

Interior

Building Area1,200 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area110,642 sqft (2.54 acres)
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Shed1 Shed

Location & Zoning

Street Address11731 97TH ST
CityMILACA
StateMN
Zip56353-4423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 120 FT OF N 300 FT OF SW OF NW & W 158 FT OF N 300 FT, & E 120 FT OF W 278 FT OF N 190 FT OF SE OF NW
Legal Range27
Legal Township37
Legal Section24
JurisdictionMILLE LACS MN
Township / Civil DivisionMILO
Census Block Group2
Census Block2077
Census Tract170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12844 105TH ST, MILACA, MN 56353-4011
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Line of Credit
SHERBURNE STATE BANK
Oct 16, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2025 · Amount on Record
Deed SaleJan 27, 2025 · Amount on Record
Deed Document Number2025444563
Prior Transfer DateSep 7, 2006
Prior Transfer Doc335440
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address11731 97TH ST, MILACA, MN 56353-4423
Transaction TypeMortgage
Record UpdatedMar 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A440287
DateMar 15, 2024
InstrumentA440287
Lender
NameSHERBURNE STATE BANK
TypeBank
AddressBECKER, MN 55308
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMILLE LACS MN
Recording DateOct 16, 2020
Property Address11731 97TH ST, MILACA, MN 56353-4423
Document NumberA419973
Instrument DateAug 5, 2020
InstrumentA419973
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
Tax$1.65
Amount AccuracyCalculated from Transfer Tax
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address11731 97TH ST, MILACA, MN 56353-4423

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionMilo Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,214.00 (+9.39%)$318,100 (+3.75%) Land $62,100 Building $256,000$318,100 (+3.75%) Land $62,100 Building $256,000
2025$2,938.00 (-1.14%) Homeowner's exemption$306,600 (+0.95%) Land $60,200 Building $246,400$306,600 (+0.95%) Land $60,200 Building $246,400
2023$2,972.00$303,700 Land $48,100 Building $255,600$303,700 Land $48,100 Building $255,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

Nearby Properties on 97th St

Nearby Streets

Search Property Records by Address or Parcel Number