1. Home
  2. Minnesota
  3. Mille Lacs County
  4. Milaca
  5. 97th St

10998 97th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 10998 97th St, Milaca, MN 56353

Property Summary

Property TypeSingle Family Home
Details1,526 sqft · built 2005
Lot Size5.8 acres (252,820 sqft)
Owner2 Individual Names on Record
Last Sale$500 (Mar 2024)
Tax Bill$4,114 (2026)
Deeds & MortgagesAug 2026 Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN01-682-0010

Property Details

APN / Parcel Number

Primary APN01-682-0010

Interior

Building Area1,526 sqft Total Area
Basement Area1,512 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area252,820 sqft (5.8 acres)
Garage Area924 sqft
Parking Spaces4 Parking Spaces
Deck Area256 sqft

Location & Zoning

Street Address10998 97TH ST
CityMILACA
StateMN
Zip56353-4433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range26
Legal Township37
Legal Section19
Legal SubdivisionPINE RIDGE
Legal Block1
Legal Lot Number1
JurisdictionMILLE LACS MN
Township / Civil DivisionBOGUS BROOK
Census Block Group2
Census Block2054
Census Tract170400

Owner

Source: Mille Lacs County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10998 97TH ST, MILACA, MN 56353-4433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Mar 18, 2024Intrafamily Transfer, Transfer · FHA Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2024 · Amount on Record
Deed SaleMar 18, 2024 · Amount on Record
Prior SaleJul 8, 2010 · Amount on Record
Deed Document Number2024440297
Prior Transfer DateMar 8, 2024
Prior Transfer Doc000A440297
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Recording DateAug 26, 2026
Property Address10998 97TH ST, MILACA, MN 56353-4433
Document Number0000452648
Instrument DateAug 26, 2026
Instrument2026452648
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyVYLLA TITLE LLC, VYLLA TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address10998 97TH ST, MILACA, MN 56353-4433

Mortgage

Document Number0000452648,
DateAug 26, 2026
Instrument2026452648
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMILLE LACS MN
Recording DateMar 18, 2024
Property Address10998 97TH ST, MILACA, MN 56353-4433
Document Number000A440297
Instrument DateMar 8, 2024
InstrumentA440297
Transaction TypeTransfer
Record UpdatedMar 28, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10998 97TH ST, MILACA, MN 56353-4433

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10998 97TH ST, MILACA, MN 56353-4433

Mortgage

Document Number000A440298
DateMar 18, 2024
InstrumentA440298
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term276 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionBogus Brook Township
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,114.00 (-7.51%)$460,200 (+19.32%) Land $112,100 Building $348,100$460,200 (+19.32%) Land $112,100 Building $348,100
2025$4,448.00 (-0.71%) Homeowner's exemption$385,700 (-9.05%) Land $63,900 Building $321,800$385,700 (-9.05%) Land $63,900 Building $321,800
2023$4,480.00$424,100 Land $59,000 Building $365,100$424,100 Land $59,000 Building $365,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2001)
Most Recent ClaimApr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 72% of Minnesota
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
GigFire
Fixed Wireless		150 / 130
Frontier
DSL		10 / 1

May also be available: AT&T.

Nearby Properties on 97th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures