11198 97th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 11198 97th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1985
Lot Size	12 acres (522,720 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Aug 2018)
Tax Bill	$3,732 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-024-0401`

Property Details

APN / Parcel Number

Primary APN	`12-024-0401`

Interior

Building Area	1,176 sqft Living Area
Basement Area	1,176 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	522,720 sqft (12 acres)
Garage Type	Mixed
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	144 sqft

Location & Zoning

Street Address	11198 97TH ST
City	MILACA
State	MN
Zip	56353-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TR OF SKETCH OF E 1/2 OF NE, DES ON MF #181275 & QCD OF 6/28/85 24 37 27 12.00
Legal Range	27
Legal Township	37
Legal Section	24
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILO
Census Block Group	2
Census Block	2057
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11198 97TH ST, MILACA, MN 56353-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2018407841
Prior Transfer Date	Oct 19, 2016
Prior Transfer Doc	000A397637
Record Updated	Oct 29, 2026

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 30, 2018
Property Address	11198 97TH ST, MILACA, MN 56353-4424
Document Number	000A407841
Instrument Date	Aug 16, 2018
Instrument	A407841
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11198 97TH ST, MILACA, MN 56353-4424

Mortgage

Document Number	000A407842
Date	Aug 30, 2018
Instrument	A407842

Lender

Name	EAGLE HOME MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milo Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,732.00 (+4.07%)	$383,200 (+10.59%) Land $146,000 Building $237,200	$383,200 (+10.59%) Land $146,000 Building $237,200
2025	$3,586.00 (+11.5%) Homeowner's exemption	$346,500 (+8.28%) Land $119,000 Building $227,500	$346,500 (+8.28%) Land $119,000 Building $227,500
2023	$3,216.00	$320,000 Land $84,500 Building $235,500	$320,000 Land $84,500 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 75% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

May also be available: AT&T.

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