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1171 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1171 Delta Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,152 sqft · built 1998
Owner2 Individual Names on File
Last Sale$114,500 (Apr 2014)
Tax Bill$5,456 (2025)
Deeds & MortgagesJan 2026 Transfer
Flood ZoneZone X (minimal risk)
APN06-28-331-095

Property Details

APN / Parcel Number

Primary APN06-28-331-095

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,152 sqft
Basement Area1,152 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1171 DELTA DR
CityELGIN
StateIL
Zip60123-6585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW BAY CLUB CONDOMINIUMS (BLDG 23) UNIT 231-A
Legal SubdivisionWILLOW BAY CLUB CONDOS
Legal Block5
Legal Unit231-A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5002
Census Tract851907

Owner

1171 Delta Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1171 DELTA DR, ELGIN, IL 60123-6585
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2014 · Amount on File
Deed SaleApr 10, 2014 · Amount on File
Prior SaleSep 27, 2013
Deed Document Number201416919
Last Transfer DateDec 19, 2025
Transfer Doc0000000863
Record UpdatedOct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateJan 7, 2026
Property Address1171 DELTA DR, ELGIN, IL 60123-6585
Document Number0000000863
Map ReferenceDOC 98K020188
Instrument DateDec 19, 2025
Instrument2026K000863
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1171 DELTA DR, ELGIN, IL 60123-6585

Transferred To (Grantee/Buyer)

NameVerified Name
Address1171 DELTA DR, ELGIN, IL 60123-6585

Tax Assessment & Valuation

The 2025 property tax bill for 1171 Delta Dr was $5,456 with a homeowner's exemption, up 4.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00 (+4.5%) Homeowner's exemption$79,521 (+8.57%) Land $17,724 Building $61,797$238,658 (+8.57%) Land $53,193 Building $185,465
2024$5,221.00 Homeowner's exemption$73,244 Land $16,325 Building $56,919$219,820 Land $48,995 Building $170,825
2022$4,711.00 (+4.76%) Homeowner's exemption$60,336 (+6.96%) Land $13,448 Building $46,888$181,008 (+6.96%) Land $40,344 Building $140,664
2021$4,497.00 Homeowner's exemption$56,410 Land $12,573 Building $43,837$169,230 Land $37,719 Building $131,511

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1171 Delta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1171 Delta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Starlink
Satellite		280 / 30
Fox Valley Internet
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Verizon.

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