Berks County property record for 1173 Cedar Top Rd, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,701 sqft · built 1994 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,900 (Aug 2019) |
| Tax Bill | $3,060 (2026) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5305-13-14-4755 |
| Primary APN | 5305-13-14-4755 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,701 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39001203 |
|---|---|
| Street Address | 1173 CEDAR TOP RD |
| City | READING |
| State | PA |
| Zip | 19607-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DEVELOPMENT OF OVERBROOK II |
| Legal Block | 14 |
| Legal Lot Number | 203 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11601 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1173 CEDAR TOP RD, READING, PA 19607-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Aug 5, 2019 | Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Jan 28, 1994 · Amount on Record |
| Deed Document Number | 201925871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1173 CEDAR TOP RD, READING, PA 19607-9357 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032777 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021032777 |
| Name | RIVERFRONT FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1173 CEDAR TOP RD, READING, PA 19607-9357 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EDGE ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000044498 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020044498 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Aug 5, 2019 |
| Property Address | 1173 CEDAR TOP RD, READING, PA 19607-9357 |
| Document Number | 0000025871 |
| Map Reference | VOL 173 PG 3 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 2019025871 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1173 CEDAR TOP RD, READING, PA 19607-9357 |
| Document Number | 0000025872 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 2019025872 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,060.00 (+24.85%) | $154,100 (-) Land $28,800 Building $125,300 | $28,800 (-81.31%) Land $28,800 |
| 2024 | $2,451.00 | $154,100 Land $28,800 Building $125,300 | |
| 1994 | $154,100 Land $28,800 Building $125,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067 |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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