1114 Cedar Top Rd, Reading, PA 19607 Property Records

Berks County property record for 1114 Cedar Top Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details7 bd · 6.5 ba · 5,480 sqft · built 1984
Lot Size2.98 acres (130,244 sqft)
Owner2 Individual Names on File
Last Sale$221,000 (Oct 2013)
Tax Bill$7,430 (2026)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN5305-09-25-0324

Property Details

APN / Parcel Number

Primary APN5305-09-25-0324
Alternative APNs
  • 39-5305-09-25-0324
  • 39037515
  • 037515

Interior

Bedrooms7 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories1 Story
Building Area5,480 sqft Living Area
Gross Area7,626 sqft
1st Floor Area5,480 sqft
Basement Area2,146 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Lot Area130,244 sqft
TerrainAbove Road/Slope
View / LotNeighborhood
Garage TypeAttached
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39037515
Street Address1114 CEDAR TOP RD
CityREADING
StatePA
Zip19607-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWILLIAM MOORE
Legal Block25
Legal Lot Number1
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group3
Census Block3000
Census Tract11601

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1114 CEDAR TOP RD, READING, PA 19607-9329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 28, 2013 · Amount on Record
Deed SaleOct 28, 2013 · Amount on Record
Prior SaleNov 21, 2012 · Amount on Record
Deed Document Number201345536
Prior Transfer DateNov 9, 2001
Prior Transfer Doc0034310207
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1114 CEDAR TOP RD, READING, PA 19607-9329
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034319
DateSep 18, 2017
Instrument2017034319
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,430.00 (+11.29%) Homeowner's exemption$374,100 (-) Land $62,600 Building $311,500$62,600 (-) Land $62,600
2025$6,676.00 (+12.18%) Homeowner's exemption$374,100 (-) Land $62,600 Building $311,500$62,600 (-83.27%) Land $62,600
2024$5,951.00$374,100 Land $62,600 Building $311,500
1994$374,100 Land $62,600 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1982–2023)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cedar Top Rd

Nearby Streets

Search Property Records by Address or Parcel Number