Berks County property record for 1166 Cedar Top Rd, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 9 bd · 4.5 ba · 4,154 sqft · built 1987 |
| Lot Size | 4.06 acres (176,854 sqft) |
| Owner | Individual Name on File |
| Last Sale | $724,900 (Mar 2025) |
| Tax Bill | $5,061 (2026) |
| Deeds & Mortgages | Jul 2024 Line of Credit Mar 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5305-13-14-8778 |
| Primary APN | 5305-13-14-8778 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 4,154 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 176,854 sqft |
| View / Lot | Neighborhood |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 1,056 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 39037525 |
|---|---|
| Street Address | 1166 CEDAR TOP RD |
| City | READING |
| State | PA |
| Zip | 19607-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 14 |
| Legal Lot Number | 3 4 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11601 |
1166 Cedar Top Rd is owned by an individual who bought it in March 2025.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1420 ACADEMY LN, ELKINS PARK, PA 19027-2515 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2024 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Mar 10, 2025 | Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Jul 19, 2019 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on File |
| Deed Sale | Mar 10, 2025 · Amount on File |
| Prior Sale | Jun 17, 2016 · Amount on File |
| Deed Document Number | 20256585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1166 CEDAR TOP RD, SHILLINGTON, PA 19607-9329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1166 CEDAR TOP RD, READING, PA 19607-9329 |
| Document Number | 0000019754 |
|---|---|
| Date | Jul 3, 2024 |
| Instrument | 2024019754 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | 77 E KING ST, SHIPPENSBURG, PA 17257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Mar 10, 2025 |
| Property Address | 1166 CEDAR TOP RD, SHILLINGTON, PA 19607-9329 |
| Document Number | 0000006585 |
| Map Reference | MB 130 PG 6 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 2025006585 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | SJS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,249.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1166 CEDAR TOP RD, READING, PA 19607-9329 |
| Name | Verified Name |
|---|---|
| Address | 1420 ACADEMY LN, ELKINS PARK, PA 19027-2515 |
| Document Number | 0000006586 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 2025006586 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1166 CEDAR TOP RD, READING, PA 19607-9329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000023550 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 2019023550 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | SHIPPENSBURG, PA 17257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1166 Cedar Top Rd was $5,061.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,061.00 | $254,800 Land $63,700 Building $191,100 | $63,700 Land $63,700 |
| 2024 | $4,053.00 | $254,800 Land $63,700 Building $191,100 | |
| 1994 | $254,800 Land $63,700 Building $191,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1166 Cedar Top Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1982–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1166 Cedar Top Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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