1136 Betts St, El Cajon, CA 92020 Property Records

San Diego County property record for 1136 Betts St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,567 sqft · built 1989
Lot Size	0.284 acres (12,360 sqft)
Owner	Company Name on Record
Last Sale	$724,000 (Oct 2016)
Tax Bill	$11,808 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`482-442-24-00`

Property Details

APN / Parcel Number

Primary APN	`482-442-24-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,567 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	12,360 sqft (0.284 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1136 BETTS ST
City	EL CAJON
State	CA
Zip	92020-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-14
Legal Description	LOT 43 TR 008960
Legal Subdivision	FLETCHER TERRACE
Legal Tract	008960
Legal Block	1
Legal Lot Number	43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	16201

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1136 BETTS ST, EL CAJON, CA 92020-8802
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Nov 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	2016583708
Last Transfer Date	Apr 23, 2020
Transfer Doc	0000233546
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1136 BETTS ST, EL CAJON, CA 92020-8802
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 BETTS ST, EL CAJON, CA 92020-8802

Mortgage

Document Number	0000071347
Date	Jan 29, 2021
Instrument	2021-0071347

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2020
Property Address	1136 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000248710
Instrument Date	May 9, 2020
Instrument	248710
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1136 BETTS ST EL CAJON CA 920208802, EL CAJON, CA 92020-8802

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2020
Property Address	1136 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000233546
Map Reference	MAP 8960
Instrument Date	Apr 23, 2020
Instrument	2020-0233546
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1136 BETTS ST, EL CAJON, CA 92020-8802

Mortgage

Document Number	0000233547
Date	May 7, 2020
Instrument	2020-0233547

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2017
Property Address	1136 BETTS ST, EL CAJON, CA 92020-8802
Document Number	0000513471
Instrument Date	Oct 24, 2017
Instrument	513471
Transaction Type	Transfer
Record Updated	Nov 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1136 BETTS ST EL CAJON CA 920208802, EL CAJON, CA 92020-8802

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$857,060 (+2%) Land $349,172 Building $507,888
2025	$11,808.00 (+7.45%)	$840,256 (+4.04%) Land $342,326 Building $497,930
2023	$10,989.00 (-0.72%)	$807,630 Land $329,034 Building $478,596
2022	$11,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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