11725 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 11725 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 2,829 sqft · built 1999
Lot Size	4.46 acres (194,277 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Oct 2019)
Tax Bill	$6,348 (2025)
Deeds & Mortgages	May 2022 Construction Loan Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017235-0000`

Property Details

APN / Parcel Number

Primary APN	`017235-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,829 sqft Living Area
1st Floor Area	2,829 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	194,277 sqft (4.46 acres)
Garage Area	1,200 sqft
Porch	Finished/Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11725 COUNTY ROAD 13 N
City	SAINT AUGUSTINE
State	FL
Zip	32092-8937
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	OR
Legal Description	2-1 PT OF SE1/4 OF NW1/4 LYING SW OF RD 13 550FT ON RD (EX 250FT ON RD IN OR835/690) OR4813/368
Legal Range	27E
Legal Township	07S
Legal Section	15
Legal Subdivision	PROPERTY OF C.U. JELLLISON
Legal Lot Number	2-1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3007
Census Tract	21004

Owner

11725 Co Rd 13 N, a residential property, is owned and occupied by two individuals who bought it in October 2019.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11725 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Sep 10, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER
Sep 10, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
Oct 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2019 · Amount on File
Deed Sale	Oct 14, 2019 · Amount on File
Prior Sale	Nov 7, 2014 · Amount on File
Deed Document Number	201976529
Deed Book / Page	4813 / 368
Prior Transfer Date	Feb 10, 2000
Prior Transfer Doc	0000006894
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11725 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8937
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11725 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8937

Mortgage

Document Number	0055581306
Date	May 13, 2022
Book Page	5558/1306
Instrument	2022049284

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11725 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8937
Document Number	0050510161
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11725 COUNTY ROAD 13 N ST AUGUSTINE FL 320928937, ST AUGUSTINE, FL 32092-8937

Mortgage

Document Number	0050510161
Date	Sep 24, 2020
Book Page	005051/000161
Instrument	82459

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11725 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8937
Document Number	0050510172
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11725 COUNTY ROAD 13 N ST AUGUSTINE FL 320928937, ST AUGUSTINE, FL 32092-8937

Mortgage

Document Number	0050510172
Date	Sep 24, 2020
Book Page	005051/000172
Instrument	82460

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 23, 2040

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 14, 2019
Property Address	11725 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8937
Document Number	0048130368
Book / Page	4813 / 0368
Instrument Date	Oct 11, 2019
Instrument	2019076529
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	GULLETT TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 237343, COCOA, FL 32923-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 GOLDEN LAKE LOOP, SAINT AUGUSTINE, FL 32084-5897

Mortgage

Document Number	0004813370
Date	Oct 14, 2019
Instrument	4813/370

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11725 Co Rd 13 N was $6,348 with a homeowner's exemption, up 11.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,374 (+2.7%)	$747,249 (+9.57%) Land $215,040 Building $532,209
2025	$6,348.00 (+11.9%) Homeowner's exemption	$485,272 (+2.9%)	$681,953 (+2.22%) Land $215,040 Building $466,913
2024	$5,673.00 (+267.66%) Homeowner's exemption	$471,596 (+234.7%)	$667,172 (+111.97%) Land $215,040 Building $452,132
2023	$1,543.00 (+4.05%) Homeowner's exemption	$140,903 (+3%)	$314,755 (+47.87%) Land $179,220 Building $135,535
2022	$1,483.00 Homeowner's exemption	$136,799	$212,856 Land $107,102 Building $105,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11725 Co Rd 13 N in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 8 condo units
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11725 Co Rd 13 N is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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