11796 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 11796 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1994
Lot Size	1.18 acres (51,400 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2021)
Tax Bill	$4,942 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017237-0080`

Property Details

APN / Parcel Number

Primary APN	`017237-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	2,199 sqft
1st Floor Area	1,459 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,400 sqft (1.18 acres)
Garage Area	1,800 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished Screened Porch
Porch Area	256 sqft
Deck Area	Deck Area
Patio Area	498 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11796 COUNTY ROAD 13 N
City	SAINT AUGUSTINE
State	FL
Zip	32092-8936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	2-8 PT OF SE1/4 OF NW1/4 LYING NE OF RD 13 483.8 X 100 X 390.65 X 160FT OR5372/1026 & 5881/57 & 6014/388
Legal Range	27E
Legal Township	07S
Legal Section	15
Legal Subdivision	PROPERTY OF C.U. JELLLISON
Legal Lot Number	2-8
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3006
Census Tract	21004

Owner

11796 Co Rd 13 N is owned and occupied by two individuals who acquired it in September 2024.

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11796 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8936
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Deed of Trust, Mortgage · FHA Mortgage EMM LOANS LLC
Jan 3, 2024	Intrafamily Transfer, Transfer
Sep 20, 2021	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCEPTANCE CORP
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Sep 26, 2017 · Amount on File
Deed Document Number	2021102695
Deed Book / Page	5372 / 1026
Last Transfer Date	Sep 3, 2024
Transfer Doc	0060140388
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11796 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8936
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11796 COUNTY ROAD, SAINT AUGUSTINE, FL 32092

Mortgage

Document Number	0059261323
Date	Apr 4, 2024
Book Page	5926/1323
Instrument	2024025124

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08003

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Jan 3, 2024
Property Address	11796 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8936
Document Number	0058810057
Book / Page	5881 / 57
Instrument Date	Jan 3, 2024
Instrument	2024000587
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11796 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8936

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11796 COUNTY ROAD, ST AUGUSTINE, FL 32092

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 20, 2021
Property Address	11796 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8936
Document Number	0053721026
Book / Page	5372 / 1026
Instrument Date	Sep 15, 2021
Instrument	2021102695
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18301 BANKSTON PL, TAMPA, FL 33647-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11796 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8936

Mortgage

Document Number	0053721028
Date	Sep 20, 2021
Instrument	5372/1028

Lender

Name	RESIDENTIAL ACCEPTANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 26, 2017
Property Address	11796 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8936
Document Number	0044390120
Book / Page	4439 / 0120
Instrument Date	Sep 22, 2017
Instrument	2017065201
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMEHOR TITLE & LAW PA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11001 OLD ST, 11001, JACKSONVILLE, FL 32257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11796 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8936

Mortgage

Document Number	2017065202
Date	Sep 26, 2017
Instrument	2017065202

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11796 Co Rd 13 N was $4,942, up 12.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,075 (+14.22%)	$539,544 (+13.69%) Land $92,040 Building $447,504
2025	$4,942.00 (+12.29%) Homeowner's exemption	$380,915	$474,572 Land $92,040 Building $382,532
2024	$4,401.00 (+1.97%)
2023	$4,316.00 (+2.81%) Homeowner's exemption	$359,398 (+3%)	$430,433 (+13.93%) Land $76,700 Building $353,733
2022	$4,198.00 Homeowner's exemption	$348,930	$377,811 Land $52,864 Building $324,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11796 Co Rd 13 N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 8 condo units
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11796 Co Rd 13 N is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 13 N

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