11385 Co Rd 13 N, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 11385 Co Rd 13 N, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,607 sqft · built 2019
Lot Size	7.9 acres (344,124 sqft)
Owner	2 Individual Names on File
Last Sale	$73,000 (Jul 2016)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`016950-0000`

Property Details

APN / Parcel Number

Primary APN	`016950-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,607 sqft Living Area
Gross Area	3,139 sqft
1st Floor Area	2,607 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	344,124 sqft (7.9 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,300 sqft
Porch	Finished/Open Porch
Porch Area	973 sqft
Patio Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11385 COUNTY ROAD 13 N
City	SAINT AUGUSTINE
State	FL
Zip	32092-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	3 ALL GL 4 LYING S OF CR 13 OR4220/248
Legal Range	27E
Legal Township	07S
Legal Section	09
Legal Subdivision	ST JOHNS CONTY
Legal Lot Number	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3007
Census Tract	21004

Owner

11385 Co Rd 13 N is owned and occupied by two individuals who bought it in July 2016.

Source: St. Johns County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	793 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on File
Deed Sale	Jul 8, 2016 · Amount on File
Prior Sale	Apr 26, 2011 · Amount on File
Deed Document Number	201643467
Deed Book / Page	4220 / 248
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 20, 2026
Property Address	11385 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8929
Document Number	0000071796
Book / Page	6424 / 220
Instrument Date	Aug 20, 2026
Instrument	202671796
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	793 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3449

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11385 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8929
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11385 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8929

Mortgage

Document Number	0053111567
Date	Jul 7, 2021
Book Page	5311/1567
Instrument	2021075291

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11385 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8929
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11385 COUNTY ROAD 13 N, ST AUGUSTINE, FL 32092-8929

Mortgage

Document Number	0055441358
Date	Apr 25, 2022
Book Page	5544/1358
Instrument	2022042330

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11385 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8929
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11385 COUNTY ROAD 13 NORTH ST, SAINT AUGUSTINE, FL 32092

Mortgage

Document Number	0050761905
Date	Oct 21, 2020
Book Page	5076/1905
Instrument	2020093485

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	11385 COUNTY ROAD 13 N, SAINT AUGUSTINE, FL 32092-8929
Document Number	0046770345
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14951 WALDEN SPRINGS WAY #804 JACKSONVILLE FL 322581188, 804, JACKSONVILLE, FL 32258-1188

Mortgage

Document Number	0046770345
Date	Feb 6, 2019
Book Page	004677/000345
Instrument	8455

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11385 Co Rd 13 N was $2,835 with a homeowner's exemption, up 13.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,535 (+2.7%)	$840,912 (+1.74%) Land $118,600 Building $722,312
2025	$2,835.00 (+13.67%) Homeowner's exemption	$224,474 (+2.9%)	$826,528 (+2.31%) Land $118,600 Building $707,928
2024	$2,494.00 (+2.13%) Homeowner's exemption	$218,148 (+3%)	$807,867 (+2.17%) Land $118,600 Building $689,267
2023	$2,442.00 (+3.3%) Homeowner's exemption	$211,794 (+3%)	$790,707 (+25.17%) Land $99,100 Building $691,607
2022	$2,364.00 Homeowner's exemption	$205,625	$631,690 Land $60,400 Building $571,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11385 Co Rd 13 N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 units insured incl. 8 condo units
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11385 Co Rd 13 N is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 13 N

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