1172 Wards Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1172 Wards Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,886 sqft · built 1981
Lot Size	0.48 acres (20,908 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2026)
Tax Bill	$6,959 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005369-0100`

Property Details

APN / Parcel Number

Primary APN	`005369-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,886 sqft Living Area
Gross Area	3,760 sqft
1st Floor Area	2,180 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,908 sqft (0.48 acres)
Lot Dimensions	117 ft deep x 187 ft wide
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	466 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1172 WARDS PL
City	SAINT JOHNS
State	FL
Zip	32259-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	12-59 WARDS WOODS UT 1 LOT 10 OR4870/207
Legal Range	27E
Legal Township	04S
Legal Section	31
Legal Subdivision	WARDS WOODS UNIT 1
Legal Block	1
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1015
Census Tract	20803

Owner

Source: St. Johns County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5801 DUTCH HILL DR, ANN ARBOR, MI 48105-9479
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer LANDMARK TITLE
Aug 26, 2021	Deed of Trust, Mortgage DISCOVER BANK
Jan 23, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Jan 23, 2020 · Amount on Record
Deed Document Number	202666616
Deed Book / Page	6414 / 912
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 5, 2026
Property Address	1172 WARDS PL, SAINT JOHNS, FL 32259-2875
Document Number	0000066616
Book / Page	6414 / 912
Instrument Date	Jul 30, 2026
Instrument	202666616
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$374,710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5801 DUTCH HILL DR, ANN ARBOR, MI 48105-9479

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1172 WARDS PL, SAINT JOHNS, FL 32259-2875
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 WARDS PL, ST JOHNS, FL 32259-2875

Mortgage

Document Number	0053531160
Date	Aug 26, 2021
Book Page	5353/1160
Instrument	2021094496

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 23, 2020
Property Address	1172 WARDS PL, SAINT JOHNS, FL 32259-2875
Document Number	0048700207
Book / Page	4870 / 0207
Map Reference	MB 12 PG 58&59
Instrument Date	Jan 17, 2020
Instrument	2020005244
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	261 MANOR LN, 261, SAINT JOHNS, FL 32259-9122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 WARDS PL, SAINT JOHNS, FL 32259-2875

Mortgage

Document Number	48700209
Date	Jan 23, 2020
Instrument	4870/0209

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,109 (+4.1%) Land $110,000 Building $402,109	$512,109 (+4.1%) Land $110,000 Building $402,109
2025	$6,959.00 (+13.21%)	$491,945 (+4.68%)	$491,945 (+4.68%) Land $110,000 Building $381,945
2024	$6,147.00 (+1.96%)	$469,947 (-0.94%)	$469,947 (-0.94%) Land $100,000 Building $369,947
2023	$6,029.00 (+12.44%)	$474,404 (+18.44%)	$474,404 (+18.44%) Land $100,000 Building $374,404
2022	$5,362.00	$400,558	$400,558 Land $100,800 Building $299,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS LANDING WTP private · serves 38 people · EPA ID FL2550250
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	JEA MAJOR GRID
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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