1194 Wards Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1194 Wards Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,402 sqft · built 1994
Lot Size	0.63 acres (27,442 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Mar 2017)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005369-0120`

Property Details

APN / Parcel Number

Primary APN	`005369-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	3,770 sqft
1st Floor Area	2,402 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,442 sqft (0.63 acres)
Lot Dimensions	250 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished Screened Porch
Porch Area	1,188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1194 WARDS PL
City	SAINT JOHNS
State	FL
Zip	32259-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	12-59 WARDS WOODS UT 1 LOT 12 OR4348/490
Legal Range	27E
Legal Township	04S
Legal Section	31
Legal Subdivision	WARDS WOODS UNIT 1
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1015
Census Tract	20803

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 16, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 23, 2017	Warranty Deed, Transfer · VA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on Record
Deed Sale	Mar 23, 2017 · Amount on Record
Prior Sale	Jan 30, 2009 · Amount on Record
Deed Document Number	201720250
Deed Book / Page	4348 / 490
Prior Transfer Date	Dec 15, 2008
Prior Transfer Doc	0032130437
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 21, 2026
Property Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875
Document Number	0000043768
Book / Page	6368 / 439
Instrument Date	May 18, 2026
Instrument	202643768
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875
Investor	Possibly a Property Investor

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875

Mortgage

Document Number	0051551107
Date	Jan 19, 2021
Book Page	5155/1107
Instrument	2021006396

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875
Document Number	0048691630
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 WARDS PL ST JOHNS FL 322592875, ST JOHNS, FL 32259-2875

Mortgage

Document Number	0048691630
Date	Jan 22, 2020
Book Page	004869/001630
Instrument	5100

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 21, 2025

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2017
Property Address	1194 WARDS PL, SAINT JOHNS, FL 32259-2875
Document Number	0043480490
Book / Page	004348 / 000490
Instrument Date	Mar 14, 2017
Instrument	20250
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1194 WARDS PL ST JOHNS FL 322592875, ST JOHNS, FL 32259-2875

Mortgage

Document Number	43480492
Date	Mar 23, 2017
Book Page	004348/000492
Instrument	20251

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,718 (+2.7%)	$510,292 (+2.04%) Land $110,000 Building $400,292
2025	$3,045.00 (+13.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$245,100 (+5.99%)	$500,089 (+2.14%) Land $110,000 Building $390,089
2024	$2,683.00 (+2.17%)
2023	$2,626.00 (+3.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$231,254 (+3%)	$489,629 (+20.2%) Land $100,000 Building $389,629
2022	$2,542.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,518	$407,336 Land $100,800 Building $306,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS LANDING WTP private · serves 38 people · EPA ID FL2550250
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	JEA MAJOR GRID
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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