1138 Wards Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 1138 Wards Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 1978
Lot Size	0.55 acres (23,958 sqft)
Owner	Company Name on Record
Last Sale	$100 (Mar 2017)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005369-0090`

Property Details

APN / Parcel Number

Primary APN	`005369-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,356 sqft Living Area
Gross Area	2,862 sqft
1st Floor Area	2,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1997
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	175 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1138 WARDS PL
City	SAINT JOHNS
State	FL
Zip	32259-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	12-59 WARDS WOOD UNIT 1 LOT 9 & 10FT STRIP LYING E OR649/1657 & 764/1805 (QC) & 4357/1123
Legal Range	27E
Legal Township	04S
Legal Section	31
Legal Subdivision	WARDS WOODS UNIT 1
Legal Block	1
Legal Lot Number	9
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1015
Census Tract	20803

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1138 WARDS PL, SAINT JOHNS, FL 32259-2875
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2017 · Amount on Record
Deed Sale	Mar 1, 2017 · Amount on Record
Deed Book / Page	4357 / 1123
Last Transfer Date	Mar 31, 2017
Transfer Doc	0043571123
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1138 WARDS PL, SAINT JOHNS, FL 32259-2875
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 WARDS PL, ST JOHNS, FL 32259-2875

Mortgage

Document Number	0059391889
Date	Apr 29, 2024
Book Page	5939/1889
Instrument	2024032325

Lender

Name	VYSTAR CU
Type	Credit Union
Address	76 S LAURA ST, JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1138 WARDS PL, SAINT JOHNS, FL 32259-2875
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049991561
Date	Jul 27, 2020
Book Page	4999/1561
Instrument	2020060765

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 11, 2017
Property Address	1138 WARDS PL, SAINT JOHNS, FL 32259-2875
Document Number	0043571123
Book / Page	004357 / 001123
Instrument Date	Mar 31, 2017
Instrument	25113
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1138 WARDS PL ST JOHNS FL 322592875, ST JOHNS, FL 32259-2875

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,457 (+2.7%)	$417,672 (+3.06%) Land $110,000 Building $307,672
2025	$2,323.00 (+14.38%) Homeowner's exemption	$186,424 (+5.99%)	$405,284 (+2.98%) Land $110,000 Building $295,284
2024	$2,031.00 (+2.21%)
2023	$1,987.00 (+3.6%) Homeowner's exemption	$175,893 (+3%)	$393,562 (+16.6%) Land $100,000 Building $293,562
2022	$1,918.00 Homeowner's exemption	$170,770	$337,532 Land $100,800 Building $236,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	39 (1991–2017)
Claims Outside the SFHA	26 of 39
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 22 claims Hurricane Matthew, Oct 2016 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS LANDING WTP private · serves 38 people · EPA ID FL2550250
Water Source	Groundwater
Last State Inspection	Dec 2025
Also Mapped Here	JEA MAJOR GRID
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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