1172 Spearhead Dr, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 1172 Spearhead Dr, Schenectady, NY 12302

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,356 sqft · built 1998
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Aug 2024)
Tax Bill$6,059 (2026)
Deeds & MortgagesMar 2026 Second Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422289 30.13-4-37

Property Details

APN / Parcel Number

Primary APN422289 30.13-4-37
Alternative APN
  • 228903001300040370000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,356 sqft Living Area
1st Floor Area606 sqft
2nd Floor Area750 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1172 SPEARHEAD DR
CitySCHENECTADY
StateNY
Zip12302-3122
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRES
Legal DescriptionOAK RIDGE GARDENS L37 LTOWNHOUSE
Legal Block4
Legal Lot Number37.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group4
Census Block4013
Census Tract32404

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1115 SPEARHEAD DR, SCHENECTADY, NY 12302-3109
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HUDSON VALLEY FCU
Nov 26, 2019Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Nov 1, 2017Deed, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024 · Amount on Record
Deed SaleAug 20, 2024 · Amount on Record
Prior SaleNov 26, 2019 · Amount on Record
Deed Document Number202449426
Deed Book / Page2135 / 937
Prior Transfer DateNov 20, 2007
Prior Transfer Doc1775000439
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1172 SPEARHEAD DR, SCHENECTADY, NY 12302-3122
Transaction TypeMortgage
Record UpdatedApr 28, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1172 SPEARHEAD DR, SCHENECTADY, NY 12302-3122

Mortgage

Document Number0000004409
DateMar 4, 2026
Instrument202604409
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 19, 2041

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 26, 2019
Property Address1172 SPEARHEAD DR, SCHENECTADY, NY 12302-3122
Document Number0000053448
Book / Page2025 / 550
Map ReferenceMAP I-324&I-325
Instrument DateNov 5, 2019
Instrument201953448
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyAGT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$724.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1172 SPEARHEAD DR, 1172, GLENVILLE, NY 12302-3122

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 LORI DR, NISKAYUNA, NY 12309-3137

Mortgage

Document Number0000053449
DateNov 26, 2019
Instrument201953449
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateNov 1, 2017
Property Address1172 SPEARHEAD DR, SCHENECTADY, NY 12302-3122
Document Number0000049752
Book / Page1974 / 470
Instrument DateOct 27, 2017
Instrument201749752
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 WEATHERFAST CT, 24, SCOTIA, NY 12302

Transferred To (Grantee/Buyer)

NameVerified Name
Address1351 GRAND BLVD, SCHENECTADY, NY 12308-2650

Mortgage

Document Number0000049755
DateNov 1, 2017
Instrument201749755
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,059.00 (+0.26%)
2025$6,043.00$150,500 (-) Land $15,600 Building $134,900$273,636 (+23.64%) Land $28,364 Building $245,272
2023$150,500 Land $15,600 Building $134,900$221,324 Land $22,941 Building $198,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLENVILLE WD #11
serves 15,000 people · EPA ID NY4600091
Water SourceGroundwater
Last State InspectionJul 2022
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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