1130 Spearhead Dr, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 1130 Spearhead Dr, Schenectady, NY 12302

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,188 sqft · built 1989
Lot Size	0.088 acres (3,871 sqft)
Owner	Individual Name on File
Last Sale	$242,000 (Feb 2026)
Tax Bill	$5,581 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 30.13-4-16`

Property Details

APN / Parcel Number

Primary APN	`422289 30.13-4-16`
Alternative APN	`228903001300040160000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	598 sqft
2nd Floor Area	590 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	3,871 sqft (0.088 acres)
Lot Dimensions	154 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1130 SPEARHEAD DR
City	SCHENECTADY
State	NY
Zip	12302-3122
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RES
Legal Description	OAK RIDGE GARDENS L28(L16 L TNHOUSE G UNF 9/89 #17723
Legal Block	4
Legal Lot Number	16.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	4
Census Block	4013
Census Tract	32404

Owner

1130 Spearhead Dr, a townhouse, is owned by an individual who bought it in February 2026.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	847 WHITNEY DR, SCHENECTADY, NY 12309-3019
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Nov 5, 1997 · Amount on File
Deed Document Number	20263053
Deed Book / Page	2166 / 231
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 13, 2026
Property Address	1130 SPEARHEAD DR, SCHENECTADY, NY 12302-3122
Document Number	0000003053
Instrument Date	Jan 23, 2026
Instrument	202603053
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 RAND PL, PITTSFORD, NY 14534-2235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	847 WHINTEY DRIVE, NISKAYUNA, NY 12309-3019

Mortgage

Document Number	0000003054
Date	Feb 13, 2026
Instrument	202603054

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 1130 Spearhead Dr was $5,581, up 0.3% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,581.00 (+0.25%)
2025	$5,567.00	$138,600 Land $15,600 Building $123,000	$252,000 Land $28,364 Building $223,636
2023		$138,600 Land $15,600 Building $123,000	$203,824 Land $22,941 Building $180,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Spearhead Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Spearhead Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880