1102 Spearhead Dr, Schenectady, NY 12302 Property Records

Schenectady County and Glenville Town property record for 1102 Spearhead Dr, Schenectady, NY 12302

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,188 sqft · built 1989
Lot Size	0.092 acres (4,020 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jan 2026)
Tax Bill	$5,595 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422289 30.13-4-2`

Property Details

APN / Parcel Number

Primary APN	`422289 30.13-4-2`
Alternative APN	`228903001300040020000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	598 sqft
2nd Floor Area	590 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	4,020 sqft (0.092 acres)
Lot Dimensions	160 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1102 SPEARHEAD DR
City	SCHENECTADY
State	NY
Zip	12302-3107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RES
Legal Description	OAK RIDGE GARDENS L2 L TNHOUSE G 8/89 #17592
Legal Block	4
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	GLENVILLE
Census Block Group	4
Census Block	4013
Census Tract	32404

Owner

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	149 HORSTMAN DR, SCHENECTADY, NY 12302-3207
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Aug 11, 2008 · Amount on Record
Deed Document Number	202645
Deed Book / Page	2163 / 615
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 2, 2026
Property Address	1102 SPEARHEAD DR, SCHENECTADY, NY 12302-3107
Document Number	0000000045
Instrument Date	Dec 10, 2025
Instrument	202600045
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 SPEARHEAD DR, SCHENECTADY, NY 12302-3107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 HORSTMAN DR, SCHENECTADY, NY 12302-3207

Mortgage

Document Number	0000000046
Date	Jan 2, 2026
Instrument	202600046

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Glenville Town
Unified School District	Scotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,595.00	$139,300 (-) Land $15,600 Building $123,700	$253,273 (+10.91%) Land $28,364 Building $224,909
2024		$139,300 (-) Land $15,600 Building $123,700	$228,361 (+11.48%) Land $25,574 Building $202,787
2023		$139,300 Land $15,600 Building $123,700	$204,853 Land $22,941 Building $181,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENVILLE WD #11 serves 15,000 people · EPA ID NY4600091
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880