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1172 Copper Cottage Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 1172 Copper Cottage Ln, Modesto, CA 95355 · Last verified October 2025

Property Summary

Property TypeZero Lot Line
Details3 bd · 2 ba · 1,654 sqft · built 1990
Lot Size0.105 acres (4,580 sqft)
Owner2 Company Names on File
Last Sale$520,500 (Sep 2024)
Tax Bill$5,551 (2025)
Deeds & MortgagesJun 2021 Reverse Mortgage
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN070-010-002-000

Property Details

APN / Parcel Number

Primary APN070-010-002-000
Alternative APN
  • 0701002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,654 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Construction TypeWood
Lot Area4,580 sqft (0.105 acres)
Parking Spaces2 Parking Spaces
Patio Area239 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0701002
Street Address1172 COPPER COTTAGE LN
CityMODESTO
StateCA
Zip95355-8950
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Legal DescriptionPOR COPPER CREEK NO 2 BLK 1859 LOT 9
Legal SubdivisionCOPPER CREEK NO 2
Legal Block1859
Legal Lot Number9
JurisdictionSTANISLAUS CA
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1006
Census Tract2803

Owner

Source: Stanislaus County records · APN 070-010-002-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address3700 REGENCY PARK DR, MODESTO, CA 95356-0441
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
ENNKAR INC
Sep 21, 2018Quit Claim Deed, Transfer
CYPRESS TITLE COMPANY
Sep 20, 2018Reverse Mortgage, Transfer · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 06, 2024 · Amount on Record
Deed SaleSep 06, 2024 · Amount on Record
Prior SaleJun 29, 2021
Deed Document Number2024-0042269
Record UpdatedJun 07, 2026

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJun 29, 2021
Property Address1172 COPPER COTTAGE LN, MODESTO, CA 95355-8950
Document Number0000062008
Map ReferenceMB 34 PG 47
Instrument DateMay 20, 2021
Instrument2021-0062008
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address1172 COPPER COTTAGE LN, MODESTO, CA 95355-8950

Mortgage

Document Number0000062009
DateJun 29, 2021
Instrument2021-0062009
Lender
NameENNKAR INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term757 Months
DueJul 27, 2084
Interest
Rate TypeAdjustable Rate
Rate2.83%
Type Change DateAug 01, 2021
Change FrequencyAnnually
Index1-Year CMT
Max Rate7.83%

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateSep 21, 2018
Property Address1172 COPPER COTTAGE LN, MODESTO, CA 95355-8950
Document Number0000065456
Instrument DateSep 18, 2018
Instrument65456
Transaction TypeTransfer
Record UpdatedOct 05, 2018
Title CompanyCYPRESS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1401 COUNTRYVIEW DR MODESTO CA 953569692, MODESTO, CA 95356-9692

September 2018: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionSTANISLAUS CA
Recording DateSep 20, 2018
Property Address1172 COPPER COTTAGE LN, MODESTO, CA 95355-8950
Document Number0000064949
Instrument DateAug 27, 2018
Instrument64949
Transaction TypeTransfer
Record UpdatedOct 03, 2018
Title CompanyCYPRESS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$390.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1172 COPPER COTTAGE LN MODESTO CA 953558950, MODESTO, CA 95355-8950

Mortgage

Document Number64950
DateSep 20, 2018
Instrument64950
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,551.00 (+19.94%) Homeowner's exemption$520,455 (+36.74%) Land $220,000 Building $300,455
2023$4,628.00 (+8.08%) Homeowner's exemption$380,628 Land $171,550 Building $209,078
2022$4,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 25% of California
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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