1169 Copper Cottage Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 1169 Copper Cottage Ln, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$574,500 (Mar 2026)
Tax Bill	$4,618 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-010-013-000`

Property Details

APN / Parcel Number

Primary APN	`070-010-013-000`
Alternative APNs	`0701013000` `0701013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,689 sqft Living Area
1st Floor Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Zero Lot Line
Parking Spaces	2 Parking Spaces
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1169 COPPER COTTAGE LN
City	MODESTO
State	CA
Zip	95355-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR COPPER CREEK NO 2 BLK 1858 LOT 26
Legal Subdivision	COPPER CRK 02
Legal Block	1858
Legal Lot Number	26
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1005
Census Tract	2803

Owner

1169 Copper Cottage Ln is held in a trust since March 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1904 KENDALL AVE, MODESTO, CA 95355-3221
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Grant Deed, Transfer · Conventional Mortgage GENERATIONS HOME LOANS LLC
Jun 21, 2019	Deed of Trust, Mortgage · Line of Credit MOCSE FCU
Mar 7, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	202612635
Prior Transfer Date	Jun 17, 2015
Prior Transfer Doc	0000048861
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 5, 2026
Property Address	1169 COPPER COTTAGE LN, MODESTO, CA 95355-8949
Document Number	0000012635
Map Reference	MB 34 PG 47
Instrument Date	Feb 24, 2026
Instrument	2026-0012635
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1904 KENDALL AVE, MODESTO, CA 95355-3221

Mortgage

Document Number	0000012636
Date	Mar 5, 2026
Instrument	2026-0012636

Lender

Name	GENERATIONS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1169 COPPER COTTAGE LN, MODESTO, CA 95355-8949
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040143
Date	Jun 21, 2019
Instrument	2019-0040143

Lender

Name	MOCSE FCU
Type	Credit Union
Address	MODESTO, CA 95355

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 7, 2019
Property Address	1169 COPPER COTTAGE LN, MODESTO, CA 95355-8949
Document Number	0000013529
Instrument Date	Mar 1, 2019
Instrument	13529
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$421.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1169 COPPER COTTAGE LN MODESTO CA 953558949, MODESTO, CA 95355-8949

Tax Assessment & Valuation

The 2026 property tax bill for 1169 Copper Cottage Ln was $4,618, up 1.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,618.00 (+1.65%)	$435,783 (+2%) Land $182,049 Building $253,734
2025	$4,543.00 Homeowner's exemption	$427,239 Land $178,480 Building $248,759
2023	$4,953.00 (+7.81%) Homeowner's exemption	$410,650 Land $171,550 Building $239,100
2022	$4,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1169 Copper Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1169 Copper Cottage Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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