1165 Copper Cottage Ln, Modesto, CA 95355 Property Records

Stanislaus County property record for 1165 Copper Cottage Ln, Modesto, CA 95355

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,495 sqft · built 1990
Lot Size	0.109 acres (4,791 sqft)
Owner	Trust Name on File
Last Sale	$302,000 (Sep 2016)
Tax Bill	$3,713 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`070-010-012-000`

Property Details

APN / Parcel Number

Primary APN	`070-010-012-000`
Alternative APN	`0701012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,495 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Wood
Lot Area	4,791 sqft (0.109 acres)
Parking Spaces	2 Parking Spaces
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0701012
Street Address	1165 COPPER COTTAGE LN
City	MODESTO
State	CA
Zip	95355-8949
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	POR COPPER CREEK NO 2 BLK 1858 LOT 25
Legal Subdivision	COPPER CREEK NO 2
Legal Block	1858
Legal Lot Number	25
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1005
Census Tract	2803

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	1165 COPPER COTTAGE LN, MODESTO, CA 95355-8949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2016 · Amount on Record
Deed Sale	Sep 28, 2016 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	0000074807
Last Transfer Date	Feb 3, 2017
Transfer Doc	0000008216
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1165 COPPER COTTAGE LN, MODESTO, CA 95355-8949
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 COPPER COTTAGE LN, MODESTO, CA 95355-8949

Mortgage

Document Number	0000092378
Date	Sep 29, 2021
Instrument	2021-0092378

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 3, 2017
Property Address	1165 COPPER COTTAGE LN, MODESTO, CA 95355-8949
Document Number	0000008216
Instrument Date	Jan 11, 2017
Instrument	8216
Transaction Type	Transfer
Record Updated	Feb 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1165 COPPER COTTAGE LN MODESTO CA 953558949, MODESTO, CA 95355-8949

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,713.00 (-10.62%) Homeowner's exemption	$350,490 (+4.04%) Land $168,282 Building $182,208
2023	$4,154.00 (+8.52%) Homeowner's exemption	$336,883 Land $161,749 Building $175,134
2022	$3,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies.

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