11710 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11710 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,428 sqft · built 1973
Lot Size	0.446 acres (19,427 sqft)
Owner	Individual Name on Record
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2018 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-035298`

Property Details

APN / Parcel Number

Primary APN	`03-035298`
Alternative APNs	`3035298` `035298`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,428 sqft Total Area
Basement Area	1,142 sqft
Finished Basement	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,427 sqft (0.446 acres)
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035298
Street Address	11710 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 70 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES OF CALVERT
Legal Block	E
Legal Lot Number	70
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11710 RIVERSHORE DR, DUNKIRK, MD 20754-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 24, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATIONAL SYSTEMS FCU
Jan 27, 2017	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2017
Deed Sale	Jan 27, 2017
Prior Sale	Dec 8, 2004 · Amount on Record
Deed Book / Page	4932 / 410
Prior Transfer Date	Jan 9, 2017
Prior Transfer Doc	0049320410
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11710 RIVERSHORE DR, DUNKIRK, MD 20754-9442
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 RIVERSHORE DR, DUNKIRK, MD 20754-9442

Mortgage

Document Number	0061960460
Date	Jan 14, 2022
Book Page	6196/460

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11710 RIVERSHORE DR, DUNKIRK, MD 20754-9442
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051770267
Date	Apr 24, 2018
Book Page	5177/267

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 27, 2017
Property Address	11710 RIVERSHORE DR, DUNKIRK, MD 20754-9442
Document Number	0049320410
Book / Page	004932 / 000410
Instrument Date	Jan 9, 2017
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	TITLEMAX CORPORATION, TITLEMAX CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 RIVERSHORE DR DUNKIRK MD 207549442, DUNKIRK, MD 20754-9442

Mortgage

Document Number	49320416
Date	Jan 27, 2017
Book Page	004932/000416

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,000 (+3.14%)	$414,800 (+9.42%) Land $138,300 Building $276,500
2025	$4,252.00 (+18.74%) Homeowner's exemption	$379,100 (+9.98%) Land $138,300 Building $240,800	$379,100 (-) Land $138,300 Building $240,800
2023	$3,581.00 Homeowner's exemption	$344,700	$379,100 Land $138,300 Building $240,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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