11705 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11705 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,072 sqft · built 1974
Lot Size	0.403 acres (17,554 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Sep 1997)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-035255`

Property Details

APN / Parcel Number

Primary APN	`03-035255`
Alternative APNs	`3035255` `035255`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,072 sqft Total Area
Basement Area	1,062 sqft
Finished Basement	1,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	17,554 sqft (0.403 acres)
Garage Type	Basement
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	800 sqft
Deck Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035255
Street Address	11705 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 28 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES CALVERT
Legal Block	E
Legal Lot Number	28
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11705 RIVERSHORE DR, DUNKIRK, MD 20754-9444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 21, 2022	Intrafamily Transfer, Transfer
Apr 24, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 1997 · Amount on Record
Deed Sale	Sep 3, 1997 · Amount on Record
Deed Document Number	1997980458
Deed Book / Page	977 / 505
Last Transfer Date	Sep 13, 2022
Transfer Doc	0063460066
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11705 RIVERSHORE DR, DUNKIRK, MD 20754-9444
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060910338
Date	Sep 27, 2021
Book Page	6091/338

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2051

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Sep 21, 2022
Property Address	11705 RIVERSHORE DR, DUNKIRK, MD 20754-9444
Document Number	0063460066
Book / Page	6346 / 66
Map Reference	MB JLB 2 PL 128
Instrument Date	Sep 13, 2022
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11705 RIVERSHORE DR, DUNKIRK, MD 20754-9444

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11705 RIVERSHORE DR, DUNKIRK, MD 20754-9444
Document Number	0049890129
Book / Page	004989 / 000129
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11705 RIVERSHORE DR DUNKIRK MD 207549444, DUNKIRK, MD 20754-9444

Mortgage

Document Number	0049890129
Date	May 8, 2017
Book Page	004989/000129

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,567 (+3.39%)	$492,900 (+10.17%) Land $135,900 Building $357,000
2025	$4,989.00 (+19.21%)	$447,400 (+11.07%) Land $135,900 Building $311,500	$447,400 (-) Land $135,900 Building $311,500
2023	$4,185.00	$402,800	$447,400 Land $135,900 Building $311,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rivershore Dr

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