11712 Rivershore Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 11712 Rivershore Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,376 sqft · built 1973
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Apr 2010)
Tax Bill	$4,561 (2025)
Deeds & Mortgages	Jul 2020 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-035573`

Property Details

APN / Parcel Number

Primary APN	`03-035573`
Alternative APNs	`3035573` `035573`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,376 sqft Total Area
Basement Area	1,147 sqft
Finished Basement	1,147 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,905 sqft (0.434 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	544 sqft
Porch	Porch
Porch Area	288 sqft
Deck Area	390 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	035573
Street Address	11712 RIVERSHORE DR
City	DUNKIRK
State	MD
Zip	20754-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 76 BLK E SEC 3 SHORES OF CALVERT
Legal Subdivision	SHORES CALVERT SEC 03
Legal Block	E
Legal Lot Number	76
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3002
Census Tract	860103

Owner

11712 Rivershore Dr is owned and occupied by two individuals who acquired it in June 2020.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11712 RIVERSHORE DR, DUNKIRK, MD 20754-9443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Quit Claim Deed BRENNAN TITLE
May 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
Mar 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYS FCU
Feb 18, 2017	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2010 · Amount on File
Deed Sale	Apr 14, 2010 · Amount on File
Prior Sale	Aug 31, 2000 · Amount on File
Deed Document Number	20101716
Deed Book / Page	3489 / 342
Last Transfer Date	Jun 22, 2020
Transfer Doc	0056380273
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Jul 10, 2020
Property Address	11712 RIVERSHORE DR, DUNKIRK, MD 20754-9443
Document Number	0056380273
Book / Page	005638 / 000273
Instrument Date	Jun 22, 2020
Record Updated	Jul 24, 2020
Title Company	BRENNAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11712 RIVERSHORE DR DUNKIRK MD 207549443, DUNKIRK, MD 20754-9443

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	May 8, 2020
Property Address	11712 RIVERSHORE DR, DUNKIRK, MD 20754-9443
Document Number	0055860566
Book / Page	5586 / 566
Map Reference	MB JLB 2 PG 128
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	BRENNAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11712 RIVERSHORE DR, DUNKIRK, MD 20754-9443

Mortgage

Document Number	5586570
Date	May 8, 2020
Instrument	5586/570

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11712 RIVERSHORE DR, DUNKIRK, MD 20754-9443
Document Number	0049730457
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11712 RIVERSHORE DR DUNKIRK MD 207549443, DUNKIRK, MD 20754-9443

Mortgage

Document Number	0049730457
Date	Apr 11, 2017
Book Page	004973/000457

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20768-0179

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2027

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	11712 RIVERSHORE DR, DUNKIRK, MD 20754-9443
Document Number	0049730470
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	CORPORATE SETTLEMENT SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 DEW DROP LN PRINCE FREDERICK MD 206783005, PRINCE FREDERICK, MD 20678-3005

Mortgage

Document Number	0049730470
Date	Apr 11, 2017
Book Page	004973/000470

Lender

Name	EDUCATIONAL SYS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 10, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11712 Rivershore Dr was $4,561 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,567 (+3.16%)	$446,300 (+9.47%) Land $137,600 Building $308,700
2025	$4,561.00 Homeowner's exemption	$407,700 Land $137,600 Building $270,100	$407,700 Land $137,600 Building $270,100
2023	$3,843.00 Homeowner's exemption	$369,967	$407,700 Land $137,600 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11712 Rivershore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11712 Rivershore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHORES OF CALVERT serves 361 people · EPA ID MD0040015
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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