Kane County property record for 1171 Larkin Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 963 sqft · built 1907 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Nov 2004) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-407-002 |
| Primary APN | 06-15-407-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| Gross Area | 1,566 sqft |
| 1st Floor Area | 963 sqft |
| Basement Area | 603 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,750 sqft (0.132 acres) |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 1171 LARKIN AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON HEIGHTS ADDN EAST 50 FT LOTS 17 & 18 BLOCK 7 |
| Legal Subdivision | ASHINGTON HEIGHTS ADDN |
| Legal Block | 7 |
| Legal Lot Number | 17,18 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 851101 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1171 LARKIN AVE, ELGIN, IL 60123-5256 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2004 · Amount on Record |
| Deed Sale | Nov 22, 2004 · Amount on Record |
| Deed Document Number | 2004150471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1171 LARKIN AVE, ELGIN, IL 60123-5256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000025171 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019K025171 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.84% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,763.00 (+15.75%) Homeowner's exemption | $57,334 (+8.57%) Land $14,072 Building $43,262 | $172,071 (+8.57%) Land $42,233 Building $129,838 |
| 2024 | $52,808 (+21.39%) Land $12,961 Building $39,847 | $158,487 (+21.44%) Land $38,899 Building $119,589 | |
| 2022 | $3,251.00 (+5.11%) Homeowner's exemption | $43,502 (+6.96%) Land $10,677 Building $32,825 | $130,506 (+6.96%) Land $32,031 Building $98,475 |
| 2021 | $3,093.00 Homeowner's exemption | $40,671 Land $9,982 Building $30,689 | $122,013 Land $29,946 Building $92,067 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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