1171 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 1171 Bay St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,078 sqft · built 1937
Lot Size0.121 acres (5,262 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jun 2024)
Tax Bill$3,683 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0295

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0295
Alternative APN
  • 10850295

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,078 sqft Living Area
1st Floor Area616 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,262 sqft (0.121 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number10850295
Street Address1171 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1005
Census Tract801402

Owner

1171 Bay St is owned by an individual who bought it in June 2024.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address74 EUCLID AVE, SPRINGFIELD, MA 01108-1798
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2024 · Amount on File
Deed SaleJun 27, 2024 · Amount on File
Prior SaleDec 27, 2013 · Amount on File
Deed Document Number202428197
Deed Book / Page25470 / 249
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address1171 BAY ST, SPRINGFIELD, MA 01109-2106
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023139-438
DateMar 24, 2020
Book Page23139/438
Instrument15564
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term301 Months
DueApr 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 1171 Bay St was $3,683, up 0.2% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,683.00 (+0.16%)$238,200 (+1.58%) Land $43,400 Building $194,800$254,879 (+8.62%)
2025$3,677.00$234,500 Land $39,300 Building $195,200$234,650 (+1.15%)
2024$231,990
2023$2,467.00$144,700 Land $29,800 Building $114,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1171 Bay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1171 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aervivo.

Nearby Properties on Bay St

Nearby Streets

Search Property Records by Address or Parcel Number