1165 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 1165 Bay St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,260 sqft · built 1937
Lot Size0.122 acres (5,336 sqft)
OwnerIndividual Name on Record
Last Sale$66,900 (Feb 1998)
Tax Bill$3,693 (2026)
Deeds & MortgagesMar 2024 Refinance
Flood ZoneZone X (minimal risk)
APNSPRI S:01085 P:0296

Property Details

APN / Parcel Number

Primary APNSPRI S:01085 P:0296
Alternative APN
  • 10850296

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
1st Floor Area492 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,336 sqft (0.122 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number10850296
Street Address1165 BAY ST
CitySPRINGFIELD
StateMA
Zip01109-2106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1005
Census Tract801402

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1165 BAY ST, SPRINGFIELD, MA 01109-2106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 1998 · Amount on Record
Deed SaleFeb 4, 1998 · Amount on Record
Prior SaleAug 29, 1997 · Amount on Record
Deed Book / Page10153 / 160
Transfer Doc9982000399
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address1165 BAY ST, SPRINGFIELD, MA 01109-2106
Transaction TypeMortgage
Record UpdatedMar 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025343-315
DateMar 7, 2024
Book Page25343/315
Instrument9833
Lender
NameSPRINGFIELD, CITY OF
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,693.00 (+72.33%)$238,900 (+74.76%) Land $43,500 Building $195,400$253,007 (+20.29%)
2025$2,143.00 (+5.77%)$136,700 (+15.07%) Land $39,400 Building $97,300$210,330 (-1.16%)
2024$212,800
2023$2,026.00$118,800 Land $29,900 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aervivo.

Nearby Properties on Bay St

Nearby Streets

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