1161 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 1161 Bay St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1937
Lot Size	0.124 acres (5,410 sqft)
Owner	Individual Name on Record
Tax Bill	$2,979 (2026)
Deeds & Mortgages	Dec 2022 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01085 P:0297`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01085 P:0297`
Alternative APN	`10850297`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	588 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,410 sqft (0.124 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	10850297
Street Address	1161 BAY ST
City	SPRINGFIELD
State	MA
Zip	01109-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1005
Census Tract	801402

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1161 BAY ST, SPRINGFIELD, MA 01109-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Redemption Deed, Transfer
Sep 15, 2022	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Prior Sale	May 30, 1991 · Amount on Record
Deed Document Number	202255850
Deed Book / Page	24727 / 27
Last Transfer Date	Dec 7, 2022
Transfer Doc	024852-549
Record Updated	Oct 29, 2026

December 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 22, 2022
Property Address	1161 BAY ST, SPRINGFIELD, MA 01109-2106
Document Number	024852-549
Book / Page	24852 / 549
Instrument Date	Dec 7, 2022
Instrument	74875
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 15, 2022
Property Address	1161 BAY ST, SPRINGFIELD, MA 01109-2106
Document Number	0024727-27
Book / Page	24727 / 27
Instrument Date	Sep 10, 2022
Instrument	55850
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1161 BAY ST, SPRINGFIELD, MA 01109-2106

Mortgage

Document Number	0024727-29
Date	Sep 15, 2022
Book Page	24727/29
Instrument	55851

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 27, 2021
Property Address	1161 BAY ST, SPRINGFIELD, MA 01109-2106
Document Number	024023-414
Book / Page	24023 / 414
Instrument Date	Jun 15, 2018
Instrument	52153
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1161 BAY ST, SPRINGFIELD, MA 01109-2106

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,979.00 (+17.93%)	$192,700 (+19.62%) Land $43,600 Building $149,100	$245,971 (+11.99%)
2025	$2,526.00 (+7.99%)	$161,100 (+17.42%) Land $39,500 Building $121,600	$219,640 (+4.33%)
2024			$210,520
2023	$2,339.00	$137,200 Land $29,900 Building $107,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aervivo.

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