11706 Constance Way, Clermont, FL 34711 Property Records

Lake County property record for 11706 Constance Way, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1997
Lot Size	0.429 acres (18,698 sqft)
Owner	2 Individual Names on File
Last Sale	$54,400 (May 2007)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-1800-000-05200`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-1800-000-05200`
Alternative APNs	`252312180000005200` `3746520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,698 sqft (0.429 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	244 sqft
Deck Area	Deck Area
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3746520
Street Address	11706 CONSTANCE WAY
City	CLERMONT
State	FL
Zip	34711-7876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	REAGANS RUN SUB LOT 52 PB 37 PGS 88-91 ORB 1491 PG 1528 ORB 3433 PG 782 ORB 6143 PG 826
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	REAGANS RUN SUB
Legal Tract	1800
Legal Lot Number	52
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

11706 Constance Way is owned and occupied by two individuals who acquired it in May 2023.

Source: Lake County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 17, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2007 · Amount on File
Deed Sale	May 17, 2007 · Amount on File
Prior Sale	Jan 24, 1997 · Amount on File
Deed Document Number	200767272
Deed Book / Page	3433 / 782
Last Transfer Date	May 15, 2023
Transfer Doc	0061430826
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876

Mortgage

Document Number	0056440744
Date	Feb 16, 2021
Book Page	5644/744
Instrument	2021021423

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	May 17, 2023
Property Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876
Document Number	0061430826
Book / Page	6143 / 826
Map Reference	MB 37 PG 88&89
Instrument Date	May 15, 2023
Instrument	2023058018
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	11706 CONSTANCE WAY, CLERMONT, FL 34711-7876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053600444
Date	Oct 18, 2019
Book Page	5360/0444
Instrument	2019118113

Lender

Name	BBVA USA
Type	Bank
Address	OCALA, FL 34471

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 11706 Constance Way was $2,159 with a homeowner's exemption, up 3.4% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,290 (+2.7%)	$359,133 (-) Land $195,000 Building $164,133
2025	$2,159.00 (+3.35%) Homeowner's exemption	$135,630	$359,133 Land $195,000 Building $164,133
2024	$2,089.00 (+12.31%)
2023	$1,860.00 (+15.89%) Homeowner's exemption	$127,980 (+2.99%)	$352,915 (+26.99%) Land $195,000 Building $157,915
2022	$1,605.00 Homeowner's exemption	$124,260	$277,915 Land $120,000 Building $157,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11706 Constance Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11706 Constance Way is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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