Lake County property record for 11735 Constance Way, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,520 sqft · built 1997 |
| Lot Size | 0.252 acres (10,974 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Oct 2019) |
| Tax Bill | $3,685 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jun 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-23-25-1800-000-06900 |
| Primary APN | 12-23-25-1800-000-06900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,520 sqft Living Area |
| Gross Area | 1,932 sqft |
| 1st Floor Area | 1,220 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 10,974 sqft (0.252 acres) |
| Garage Type | Attached |
| Garage Area | 412 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3746996 |
|---|---|
| Street Address | 11735 CONSTANCE WAY |
| City | CLERMONT |
| State | FL |
| Zip | 34711-7877 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | REAGANS RUN SUB LOT 69 PB 37 PGS 88-91 ORB 5365 PG 1237 |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | REAGANS RUN SUB |
| Legal Tract | 1800 |
| Legal Lot Number | 69 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 31323 |
Source: Lake County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK |
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CREDIT UNION |
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2019 · Amount on Record |
| Deed Sale | Oct 29, 2019 · Amount on Record |
| Prior Sale | May 26, 2015 · Amount on Record |
| Deed Document Number | 2019122487 |
| Deed Book / Page | 5365 / 1237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 5, 2026 |
| Property Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0000122285 |
| Book / Page | 6824 / 1328 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 2026122285 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0000122285, |
|---|---|
| Date | Oct 5, 2026 |
| Book Page | 6824/1328 |
| Instrument | 2026122285 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0000074127 |
| Book / Page | 6759 / 784 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202674127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0000074127, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 6759/784 |
| Instrument | 202674127 |
| Name | FAIRWINDS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 16, 2031 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0058690290 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 5869/290 |
| Instrument | 2022001013 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 29, 2019 |
| Property Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0053651237 |
| Book / Page | 5365 / 1237 |
| Map Reference | MB 37 PG 88 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 2019122487 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2151 PINK GRAPEFRUIT TRL, 2151, CLERMONT, FL 34714-7242 |
| Name | Verified Name |
|---|---|
| Address | 11735 CONSTANCE WAY, CLERMONT, FL 34711-7877 |
| Document Number | 0053651239 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 5365/1239 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,451 (-) Land $80,000 Building $172,451 | $252,451 (-) Land $80,000 Building $172,451 | |
| 2025 | $3,685.00 (+1.15%) Homeowner's exemption | $252,451 (+4.06%) Land $80,000 Building $172,451 | $252,451 (-8.38%) Land $80,000 Building $172,451 |
| 2024 | $3,643.00 (+7.72%) | ||
| 2023 | $3,382.00 (+9.41%) Homeowner's exemption Additional exemption filed | $242,590 (+3%) | $275,532 (+16.98%) Land $110,000 Building $165,532 |
| 2022 | $3,091.00 Homeowner's exemption Additional exemption filed | $235,532 | $235,532 Land $70,000 Building $165,532 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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