1170 Oak St, Dubuque, IA 52003 Property Records

Dubuque County property record for 1170 Oak St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 750 sqft · built 1952
Lot Size	0.077 acres (3,360 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2020)
Tax Bill	$1,664 (2024)
Deeds & Mortgages	Aug 2020 Sale & Construction Loan Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-25-377-001`

Property Details

APN / Parcel Number

Primary APN	`10-25-377-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1952
Architectural Style	Cottage
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	3,360 sqft (0.077 acres)
Lot Dimensions	80 ft deep x 42 ft wide
Porch	Enclosed Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1170 OAK ST
City	DUBUQUE
State	IA
Zip	52003-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2 OF 1 OF BUSH'S SUB
Legal Subdivision	BRYANT
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4008
Census Tract	801

Owner

1170 Oak St is owned and occupied by an individual who bought it in August 2020.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Mailing Address	1170 OAK ST, DUBUQUE, IA 52003-7461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Warranty Deed, Construction Loan · Construction Mortgage MIDWESTONE BANK
Feb 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Feb 3, 2017 · Amount on File
Deed Document Number	2020-00011705
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 10, 2020
Property Address	1170 OAK ST, DUBUQUE, IA 52003-7461
Document Number	0000011705
Instrument Date	Aug 6, 2020
Instrument	2020-00011705
Transaction Type	Construction Loan
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 OAK ST, DUBUQUE, IA 52003-7461

Mortgage

Document Number	0000011706
Date	Aug 10, 2020
Instrument	2020-00011706

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Feb 3, 2017
Property Address	1170 OAK ST, DUBUQUE, IA 52003-7461
Document Number	0000001481
Instrument Date	Jan 31, 2017
Instrument	2017-00001481
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Tax	$142.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 OAK ST, DUBUQUE, IA 52003-7461

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,800 Land $21,300 Building $118,500	$139,800 Land $21,300 Building $118,500
2024	$1,664.00
2023		$126,000 (+21.93%) Land $19,300 Building $106,700	$126,000 Land $19,300 Building $106,700
2022	$1,628.00 Homeowner's exemption	$103,340 Land $17,390 Building $85,950
2021			$103,340 Land $17,390 Building $85,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1170 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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