1074 Oak St, Dubuque, IA 52003 Property Records

Dubuque County property record for 1074 Oak St, Dubuque, IA 52003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,140 sqft · built 1955
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jun 2016)
Tax Bill$1,926 (2024)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-25-377-005

Property Details

APN / Parcel Number

Primary APN10-25-377-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1955
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeWood Frame
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions75 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil

Location & Zoning

Street Address1074 OAK ST
CityDUBUQUE
StateIA
Zip52003-7459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionN 75' LOT 66 UNION ADD
Legal SubdivisionBRYANT
Legal Lot Number66
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group4
Census Block4008
Census Tract801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1074 OAK ST, DUBUQUE, IA 52003-7459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 3, 2016 · Amount on Record
Deed SaleJun 3, 2016 · Amount on Record
Deed Document Number2016-00006720
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address1074 OAK ST, DUBUQUE, IA 52003-7459
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006654
DateApr 27, 2021
Instrument2021-00006654
Lender
NameMIDWESTONE BANK
TypeBank
AddressDUBUQUE, IA 52002
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 21, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,400 (+12.7%) Land $23,800 Building $138,600$162,400 (+12.7%) Land $23,800 Building $138,600
2024$1,926.00 (+4.22%)
2023$144,100 (+24.22%) Land $21,600 Building $122,500$144,100 (+24.22%) Land $21,600 Building $122,500
2022$1,848.00 Homeowner's exemption$116,000 Land $19,440 Building $96,560
2021$116,000 Land $19,440 Building $96,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ImOn Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, Nextlink.

Nearby Properties on Oak St

Nearby Streets

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