1160 Oak St, Dubuque, IA 52003 Property Records

Dubuque County property record for 1160 Oak St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 936 sqft · built 1954
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Nov 2023)
Tax Bill	$2,186 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-377-002`

Property Details

APN / Parcel Number

Primary APN	`10-25-377-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	450 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Wood Frame
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Deck Area	242 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1160 OAK ST
City	DUBUQUE
State	IA
Zip	52003-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2-2 BUSHS SUB
Legal Subdivision	BRYANT
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4008
Census Tract	801

Owner

Source: Dubuque County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1160 OAK ST, DUBUQUE, IA 52003-7461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2023	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Jan 10, 2020	Warranty Deed, Transfer · Line of Credit COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2023-00011231
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1160 OAK ST, DUBUQUE, IA 52003-7461
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 OAK ST, DUBUQUE, IA 52003-7461

Mortgage

Document Number	0000001313
Date	Feb 10, 2026
Instrument	2026-00001313

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 29, 2023
Property Address	1160 OAK ST, DUBUQUE, IA 52003-7461
Document Number	0000011231
Instrument Date	Nov 17, 2023
Instrument	2023-00011231
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 AOK ST, DUBUQUE, IA 52001

Mortgage

Document Number	0000011232
Date	Nov 29, 2023
Instrument	2023-00011232

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000011233
Date	Nov 29, 2023
Instrument	2023-00011233

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year T-Bill
Max Rate	14.2%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1160 OAK ST, DUBUQUE, IA 52003-7461
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001114
Date	Jan 20, 2022
Instrument	2022-00001114

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 10, 2020
Property Address	1160 OAK ST, DUBUQUE, IA 52003-7461
Document Number	0000000486
Instrument Date	Jan 10, 2020
Instrument	2020-00000486
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2455 WOODLAWN ST, DUBUQUE, IA 52001-8406

Mortgage

Document Number	0000000487
Date	Jan 10, 2020
Instrument	2020-00000487

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,600 (+10.92%) Land $24,800 Building $143,800	$168,600 (+10.92%) Land $24,800 Building $143,800
2024	$2,186.00 (+2.25%)
2023		$152,000 (+22.56%) Land $22,500 Building $129,500	$152,000 (+22.56%) Land $22,500 Building $129,500
2022	$2,138.00	$124,020 Land $20,250 Building $103,770
2021			$124,020 Land $20,250 Building $103,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Topco Holdings Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Comelec Services.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures